2020 MAD to MGA Historical Review

YEARLY HIGH

435.9904 MGA

YEARLY LOW

365.1412 MGA

YEARLY AVERAGE

401.8090 MGA

2020 MAD to MGA Performance & Market Timing Review

Analysis of key historical highlights and timing insights for 2020

During 2020, the MAD to MGA exchange rate experienced significant fluctuation. The market reached its absolute peak on December 31, valuing the pair at 435.9904. Conversely, the yearly low was recorded on April 4, dropping to 365.1412.

This high-to-low spread represents a total annual volatility of 70.8492 MGA. From a start-to-finish perspective, comparing the January average rate of 383.1244 to the December average rate of 425.1205, the exchange rate registered a net change of 10.96% (reflecting a strengthening trend).

Looking at year-over-year peak valuations, the 2020 high of 435.9904 was up 11.50% compared to the 2019 peak of 391.0071, indicating shifts in long-term support levels.

Transfer Payout Power Comparison

Comparing the value generated converting 5,000 MAD based on timing:

Yearly Peak High 2,179,952 MGA

2019 Average 1,888,979 MGA

Yearly Trough Low 1,825,706 MGA

Transaction Impact: A difference of 354,246.00 MGA purely based on transaction execution date.

Trend Visualization

Monthly average fluctuations over the course of 2020.

435.0828

366.7922

JanuMarcMayJulySeptNove

MAD to MGA Seasonal Trends & Volatility Analysis

A structured review of seasonal halves, trading extremes, consecutive streaks, and historical baselines.

Seasonal Halves (H1 vs H2)

Seasonal

The average exchange rate in the first half of the year (H1: Jan–Jun) was 384.1596, compared to 419.4584 in the second half (H2: Jul–Dec). This shows that the rate was stronger in the second half (Jul–Dec) by a margin of 35.2989 points.

H1 Avg (Jan–Jun) 384.1596

H2 Avg (Jul–Dec) 419.4584

Volatility Range Comparison

Volatility

The most volatile month in 2020 was December, with a trading range of 24.2694 MGA (High: 435.9904 / Low: 411.7210). On the other end, September was the most stable month, with a tight range of 4.5242 MGA (High: 421.2151 / Low: 416.6909).

December Spread (Volatile) ±24.2694

September Spread (Stable) ±4.5242

Growth Streaks & Declines

Trends

Between April and November, the exchange rate recorded its longest consecutive growth streak of the year, climbing for 7 straight months. Conversely, the sharpest month-over-month decline occurred between March and April, when the average rate fell by 12.0303 points.

Longest Streak 7 Mo.

Sharpest MoM Drop -12.0303

Same-Month Historical Baseline

YoY Baseline

Comparing the current year's strongest month average (December 2020: 425.1205) against the same month in 2019 (average: 374.7070), the exchange rate shifted by +50.4135 (+13.45%).

2020 Avg (December) 425.1205

2019 Avg (December) 374.7070

Monthly Breakdown

Statistical summary for each calendar month.

Month	High	Low	Average
January	388.0879	375.6866	383.1244
February	387.9554	377.7517	382.8139
March	390.3719	373.0417	384.5134
April	385.4239	365.1412	372.4831
May	389.1964	383.7731	386.7374
June	401.3674	387.0617	395.2853
July	410.1075	395.6933	402.5233
August	420.9114	407.9399	415.6136
September	421.2151	416.6909	418.6241
October	431.4563	420.2854	425.4773
November	435.6720	416.5046	429.3919
December	435.9904	411.7210	425.1205