2015 MAD to MGA Historical Review

YEARLY HIGH

347.9831 MGA

YEARLY LOW

268.1406 MGA

YEARLY AVERAGE

317.9158 MGA

2015 MAD to MGA Performance & Market Timing Review

Analysis of key historical highlights and timing insights for 2015

During 2015, the MAD to MGA exchange rate experienced significant fluctuation. The market reached its absolute peak on August 2, valuing the pair at 347.9831. Conversely, the yearly low was recorded on January 25, dropping to 268.1406.

This high-to-low spread represents a total annual volatility of 79.8425 MGA. From a start-to-finish perspective, comparing the January average rate of 284.4589 to the December average rate of 324.2372, the exchange rate registered a net change of 13.98% (reflecting a strengthening trend).

Looking at year-over-year peak valuations, the 2015 high of 347.9831 was up 11.28% compared to the 2014 peak of 312.7014, indicating shifts in long-term support levels.

Transfer Payout Power Comparison

Comparing the value generated converting 5,000 MAD based on timing:

Yearly Peak High 1,739,915 MGA

2014 Average 1,468,474 MGA

Yearly Trough Low 1,340,703 MGA

Transaction Impact: A difference of 399,212.56 MGA purely based on transaction execution date.

Trend Visualization

Monthly average fluctuations over the course of 2015.

345.4076

278.9181

JanuMarcMayJulySeptNove

MAD to MGA Seasonal Trends & Volatility Analysis

A structured review of seasonal halves, trading extremes, consecutive streaks, and historical baselines.

Seasonal Halves (H1 vs H2)

Seasonal

The average exchange rate in the first half of the year (H1: Jan–Jun) was 306.3327, compared to 329.4990 in the second half (H2: Jul–Dec). This shows that the rate was stronger in the second half (Jul–Dec) by a margin of 23.1664 points.

H1 Avg (Jan–Jun) 306.3327

H2 Avg (Jul–Dec) 329.4990

Volatility Range Comparison

Volatility

The most volatile month in 2015 was January, with a trading range of 24.8176 MGA (High: 292.9582 / Low: 268.1406). On the other end, December was the most stable month, with a tight range of 5.8221 MGA (High: 327.7954 / Low: 321.9733).

January Spread (Volatile) ±24.8176

December Spread (Stable) ±5.8221

Growth Streaks & Declines

Trends

Between January and August, the exchange rate recorded its longest consecutive growth streak of the year, climbing for 7 straight months. Conversely, the sharpest month-over-month decline occurred between August and September, when the average rate fell by 12.8652 points.

Longest Streak 7 Mo.

Sharpest MoM Drop -12.8652

Same-Month Historical Baseline

YoY Baseline

Comparing the current year's strongest month average (August 2015: 339.8668) against the same month in 2014 (average: 300.7073), the exchange rate shifted by +39.1595 (+13.02%).

2015 Avg (August) 339.8668

2014 Avg (August) 300.7073

Monthly Breakdown

Statistical summary for each calendar month.

Month	High	Low	Average
January	292.9582	268.1406	284.4589
February	299.5891	291.3627	295.9782
March	309.5757	294.1926	300.0616
April	316.7822	301.8682	309.8122
May	325.2586	311.6345	319.4704
June	333.3550	309.2899	328.2147
July	345.1768	326.5387	334.7322
August	347.9831	334.2778	339.8668
September	340.4196	318.8383	327.0016
October	333.4561	308.8155	322.8885
November	331.6021	324.3021	328.2677
December	327.7954	321.9733	324.2372