YEARLY HIGH
174.0726 NGN
YEARLY LOW
149.1150 NGN
YEARLY AVERAGE
163.0431 NGN

2025 MAD to NGN Performance & Market Timing Review

Analysis of key historical highlights and timing insights for 2025

During 2025, the MAD to NGN exchange rate experienced significant fluctuation. The market reached its absolute peak on April 22, valuing the pair at 174.0726. Conversely, the yearly low was recorded on February 8, dropping to 149.1150.

This high-to-low spread represents a total annual volatility of 24.9576 NGN. From a start-to-finish perspective, comparing the January average rate of 154.5468 to the December average rate of 158.2764, the exchange rate registered a net change of 2.41% (reflecting a strengthening trend).

Looking at year-over-year peak valuations, the 2025 high of 174.0726 was up 1.12% compared to the 2024 peak of 172.1458, indicating shifts in long-term support levels.

Transfer Payout Power Comparison

Comparing the value generated converting 5,000 MAD based on timing:

Yearly Peak High 870,363 NGN
2024 Average 740,144 NGN
Yearly Trough Low 745,575 NGN
Transaction Impact: A difference of 124,787.95 NGN purely based on transaction execution date.

Trend Visualization

Monthly average fluctuations over the course of 2025.

174.5804
151.1402
JanuMarcMayJulySeptNove

MAD to NGN Seasonal Trends & Volatility Analysis

A structured review of seasonal halves, trading extremes, consecutive streaks, and historical baselines.

Seasonal Halves (H1 vs H2)

Seasonal

The average exchange rate in the first half of the year (H1: Jan–Jun) was 162.8156, compared to 163.2705 in the second half (H2: Jul–Dec). This shows that the rate was stronger in the second half (Jul–Dec) by a margin of 0.4549 points.

H1 Avg (Jan–Jun) 162.8156
H2 Avg (Jul–Dec) 163.2705

Volatility Range Comparison

Volatility

The most volatile month in 2025 was February, with a trading range of 18.6406 NGN (High: 167.7556 / Low: 149.1150). On the other end, November was the most stable month, with a tight range of 2.2428 NGN (High: 156.7310 / Low: 154.4882).

February Spread (Volatile) ±18.6406
November Spread (Stable) ±2.2428

Growth Streaks & Declines

Trends

Between February and May, the exchange rate recorded its longest consecutive growth streak of the year, climbing for 3 straight months. Conversely, the sharpest month-over-month decline occurred between September and October, when the average rate fell by 6.7376 points.

Longest Streak 3 Mo.
Sharpest MoM Drop -6.7376

Same-Month Historical Baseline

YoY Baseline

Comparing the current year's strongest month average (April 2025: 169.1063) against the same month in 2024 (average: 126.6741), the exchange rate shifted by +42.4323 (+33.50%).

2025 Avg (April) 169.1063
2024 Avg (April) 126.6741

Monthly Breakdown

Statistical summary for each calendar month.

Month High Low Average
January 156.3044 152.7904 154.5468
February 167.7556 149.1150 153.0936
March 160.9470 150.5134 157.4285
April 174.0726 159.2557 169.1063
May 173.9034 171.3479 172.6270
June 172.1188 168.7600 170.0914
July 170.9839 167.8274 169.7613
August 171.5289 167.1021 169.6975
September 170.3018 163.2772 166.3806
October 163.3195 156.1625 159.6429
November 156.7310 154.4882 155.8642
December 160.2091 156.4081 158.2764