2026 MAD to NGN Historical Review

YEARLY HIGH

158.5274 NGN

YEARLY LOW

144.4306 NGN

YEARLY AVERAGE

148.3825 NGN

2026 MAD to NGN Performance & Market Timing Review

Analysis of key historical highlights and timing insights for 2026

During 2026, the MAD to NGN exchange rate experienced significant fluctuation. The market reached its absolute peak on January 1, valuing the pair at 158.5274. Conversely, the yearly low was recorded on March 17, dropping to 144.4306.

This high-to-low spread represents a total annual volatility of 14.0968 NGN. From a start-to-finish perspective, comparing the January average rate of 154.9255 to the December average rate of 146.2317, the exchange rate registered a net change of -5.61% (reflecting a weakening trend).

Looking at year-over-year peak valuations, the 2026 high of 158.5274 was down 8.93% compared to the 2025 peak of 174.0726, indicating shifts in long-term support levels.

Transfer Payout Power Comparison

Comparing the value generated converting 5,000 MAD based on timing:

Yearly Peak High 792,637 NGN

2025 Average 815,497 NGN

Yearly Trough Low 722,153 NGN

Transaction Impact: A difference of 70,483.87 NGN purely based on transaction execution date.

Trend Visualization

Monthly average fluctuations over the course of 2026.

155.7949

145.3624

JanuMarcMayJuly

MAD to NGN Seasonal Trends & Volatility Analysis

A structured review of seasonal halves, trading extremes, consecutive streaks, and historical baselines.

Seasonal Halves (H1 vs H2)

Seasonal

The average exchange rate in the first half of the year (H1: Jan–Jun) was 148.9993, compared to 146.5323 in the second half (H2: Jul–Dec). This shows that the rate was stronger in the first half (Jan–Jun) by a margin of 2.4670 points.

H1 Avg (Jan–Jun) 148.9993

H2 Avg (Jul–Dec) 146.5323

Volatility Range Comparison

Volatility

The most volatile month in 2026 was January, with a trading range of 6.8550 NGN (High: 158.5274 / Low: 151.6724). On the other end, August was the most stable month, with a tight range of 0.5163 NGN (High: 146.4903 / Low: 145.9739).

January Spread (Volatile) ±6.8550

August Spread (Stable) ±0.5163

Growth Streaks & Declines

Trends

No sustained consecutive month-over-month growth streak of 2+ months occurred in 2026. Conversely, the sharpest month-over-month decline occurred between January and February, when the average rate fell by 6.5226 points.

Longest Streak 1 Mo.

Sharpest MoM Drop -6.5226

Same-Month Historical Baseline

YoY Baseline

Comparing the current year's strongest month average (January 2026: 154.9255) against the same month in 2025 (average: 154.5468), the exchange rate shifted by +0.3787 (+0.25%).

2026 Avg (January) 154.9255

2025 Avg (January) 154.5468

Monthly Breakdown

Statistical summary for each calendar month.

Month	High	Low	Average
January	158.5274	151.6724	154.9255
February	152.3747	146.4076	148.4029
March	149.9393	144.4306	147.5746
April	148.5134	145.1876	146.6126
May	149.5041	148.7345	149.2999
June	149.2153	146.1189	147.1802
July	148.1184	145.3561	146.8329
August	146.4903	145.9739	146.2317