2016 MAD to SCR Historical Review

YEARLY HIGH

1.4883 SCR

YEARLY LOW

1.2873 SCR

YEARLY AVERAGE

1.3540 SCR

2016 MAD to SCR Performance & Market Timing Review

Analysis of key historical highlights and timing insights for 2016

During 2016, the MAD to SCR exchange rate experienced significant fluctuation. The market reached its absolute peak on February 14, valuing the pair at 1.4883. Conversely, the yearly low was recorded on June 28, dropping to 1.2873.

This high-to-low spread represents a total annual volatility of 0.2009 SCR. From a start-to-finish perspective, comparing the January average rate of 1.3206 to the December average rate of 1.3239, the exchange rate registered a net change of 0.25% (reflecting a strengthening trend).

Looking at year-over-year peak valuations, the 2016 high of 1.4883 was down 3.17% compared to the 2015 peak of 1.5370, indicating shifts in long-term support levels.

Transfer Payout Power Comparison

Comparing the value generated converting 5,000 MAD based on timing:

Yearly Peak High 7,441 SCR

2015 Average 6,830 SCR

Yearly Trough Low 6,437 SCR

Transaction Impact: A difference of 1,004.75 SCR purely based on transaction execution date.

Trend Visualization

Monthly average fluctuations over the course of 2016.

1.3991

1.3134

JanuMarcMayJulySeptNove

MAD to SCR Seasonal Trends & Volatility Analysis

A structured review of seasonal halves, trading extremes, consecutive streaks, and historical baselines.

Seasonal Halves (H1 vs H2)

Seasonal

The average exchange rate in the first half of the year (H1: Jan–Jun) was 1.3618, compared to 1.3462 in the second half (H2: Jul–Dec). This shows that the rate was stronger in the first half (Jan–Jun) by a margin of 0.0156 points.

H1 Avg (Jan–Jun) 1.3618

H2 Avg (Jul–Dec) 1.3462

Volatility Range Comparison

Volatility

The most volatile month in 2016 was February, with a trading range of 0.1748 SCR (High: 1.4883 / Low: 1.3135). On the other end, September was the most stable month, with a tight range of 0.0322 SCR (High: 1.3781 / Low: 1.3458).

February Spread (Volatile) ±0.1748

September Spread (Stable) ±0.0322

Growth Streaks & Declines

Trends

Between July and September, the exchange rate recorded its longest consecutive growth streak of the year, climbing for 2 straight months. Conversely, the sharpest month-over-month decline occurred between May and June, when the average rate fell by 0.0293 points.

Longest Streak 2 Mo.

Sharpest MoM Drop -0.0293

Same-Month Historical Baseline

YoY Baseline

Comparing the current year's strongest month average (February 2016: 1.3702) against the same month in 2015 (average: 1.4693), the exchange rate shifted by -0.0991 (-6.75%).

2016 Avg (February) 1.3702

2015 Avg (February) 1.4693

Monthly Breakdown

Statistical summary for each calendar month.

Month	High	Low	Average
January	1.3777	1.2951	1.3206
February	1.4883	1.3135	1.3702
March	1.4074	1.3286	1.3619
April	1.4550	1.3171	1.3920
May	1.4355	1.3359	1.3776
June	1.3846	1.2873	1.3484
July	1.3723	1.3051	1.3421
August	1.3913	1.3359	1.3606
September	1.3781	1.3458	1.3631
October	1.3720	1.3263	1.3488
November	1.3709	1.3114	1.3390
December	1.3430	1.2923	1.3239