2020 MDL to NAD Historical Review

YEARLY HIGH

1.0775 NAD

YEARLY LOW

0.8125 NAD

YEARLY AVERAGE

0.9561 NAD

2020 MDL to NAD Performance & Market Timing Review

Analysis of key historical highlights and timing insights for 2020

During 2020, the MDL to NAD exchange rate experienced significant fluctuation. The market reached its absolute peak on August 10, valuing the pair at 1.0775. Conversely, the yearly low was recorded on January 26, dropping to 0.8125.

This high-to-low spread represents a total annual volatility of 0.2650 NAD. From a start-to-finish perspective, comparing the January average rate of 0.8264 to the December average rate of 0.8652, the exchange rate registered a net change of 4.71% (reflecting a strengthening trend).

Looking at year-over-year peak valuations, the 2020 high of 1.0775 was down 47.71% compared to the 2019 peak of 2.0606, indicating shifts in long-term support levels.

Transfer Payout Power Comparison

Comparing the value generated converting 5,000 MDL based on timing:

Yearly Peak High 5,387 NAD

2019 Average 4,139 NAD

Yearly Trough Low 4,063 NAD

Transaction Impact: A difference of 1,324.82 NAD purely based on transaction execution date.

Trend Visualization

Monthly average fluctuations over the course of 2020.

1.0707

0.8041

JanuMarcMayJulySeptNove

MDL to NAD Seasonal Trends & Volatility Analysis

A structured review of seasonal halves, trading extremes, consecutive streaks, and historical baselines.

Seasonal Halves (H1 vs H2)

Seasonal

The average exchange rate in the first half of the year (H1: Jan–Jun) was 0.9449, compared to 0.9673 in the second half (H2: Jul–Dec). This shows that the rate was stronger in the second half (Jul–Dec) by a margin of 0.0224 points.

H1 Avg (Jan–Jun) 0.9449

H2 Avg (Jul–Dec) 0.9673

Volatility Range Comparison

Volatility

The most volatile month in 2020 was October, with a trading range of 0.1226 NAD (High: 1.0762 / Low: 0.9536). On the other end, July was the most stable month, with a tight range of 0.0255 NAD (High: 1.0010 / Low: 0.9754).

October Spread (Volatile) ±0.1226

July Spread (Stable) ±0.0255

Growth Streaks & Declines

Trends

Between January and May, the exchange rate recorded its longest consecutive growth streak of the year, climbing for 4 straight months. Conversely, the sharpest month-over-month decline occurred between October and November, when the average rate fell by 0.0747 points.

Longest Streak 4 Mo.

Sharpest MoM Drop -0.0747

Same-Month Historical Baseline

YoY Baseline

Comparing the current year's strongest month average (August 2020: 1.0484) against the same month in 2019 (average: 0.8578), the exchange rate shifted by +0.1906 (+22.23%).

2020 Avg (August) 1.0484

2019 Avg (August) 0.8578

Monthly Breakdown

Statistical summary for each calendar month.

Month	High	Low	Average
January	0.8536	0.8125	0.8264
February	0.8772	0.8405	0.8529
March	0.9921	0.8772	0.9412
April	1.0696	0.9732	1.0239
May	1.0508	0.9909	1.0276
June	1.0212	0.9728	0.9976
July	1.0010	0.9754	0.9880
August	1.0775	1.0010	1.0484
September	1.0537	0.9797	1.0107
October	1.0762	0.9536	0.9830
November	0.9579	0.8849	0.9084
December	0.8940	0.8470	0.8652