2021 MDL to NAD Historical Review

YEARLY HIGH

0.9163 NAD

YEARLY LOW

0.7665 NAD

YEARLY AVERAGE

0.8385 NAD

2021 MDL to NAD Performance & Market Timing Review

Analysis of key historical highlights and timing insights for 2021

During 2021, the MDL to NAD exchange rate experienced significant fluctuation. The market reached its absolute peak on December 15, valuing the pair at 0.9163. Conversely, the yearly low was recorded on June 6, dropping to 0.7665.

This high-to-low spread represents a total annual volatility of 0.1498 NAD. From a start-to-finish perspective, comparing the January average rate of 0.8745 to the December average rate of 0.8970, the exchange rate registered a net change of 2.58% (reflecting a strengthening trend).

Looking at year-over-year peak valuations, the 2021 high of 0.9163 was down 14.96% compared to the 2020 peak of 1.0775, indicating shifts in long-term support levels.

Transfer Payout Power Comparison

Comparing the value generated converting 5,000 MDL based on timing:

Yearly Peak High 4,581 NAD

2020 Average 4,782 NAD

Yearly Trough Low 3,833 NAD

Transaction Impact: A difference of 748.77 NAD purely based on transaction execution date.

Trend Visualization

Monthly average fluctuations over the course of 2021.

0.9088

0.7672

JanuMarcMayJulySeptNove

MDL to NAD Seasonal Trends & Volatility Analysis

A structured review of seasonal halves, trading extremes, consecutive streaks, and historical baselines.

Seasonal Halves (H1 vs H2)

Seasonal

The average exchange rate in the first half of the year (H1: Jan–Jun) was 0.8248, compared to 0.8521 in the second half (H2: Jul–Dec). This shows that the rate was stronger in the second half (Jul–Dec) by a margin of 0.0272 points.

H1 Avg (Jan–Jun) 0.8248

H2 Avg (Jul–Dec) 0.8521

Volatility Range Comparison

Volatility

The most volatile month in 2021 was November, with a trading range of 0.0943 NAD (High: 0.9154 / Low: 0.8210). On the other end, April was the most stable month, with a tight range of 0.0309 NAD (High: 0.8240 / Low: 0.7930).

November Spread (Volatile) ±0.0943

April Spread (Stable) ±0.0309

Growth Streaks & Declines

Trends

Between June and December, the exchange rate recorded its longest consecutive growth streak of the year, climbing for 6 straight months. Conversely, the sharpest month-over-month decline occurred between March and April, when the average rate fell by 0.0375 points.

Longest Streak 6 Mo.

Sharpest MoM Drop -0.0375

Same-Month Historical Baseline

YoY Baseline

Comparing the current year's strongest month average (December 2021: 0.8970) against the same month in 2020 (average: 0.8652), the exchange rate shifted by +0.0317 (+3.67%).

2021 Avg (December) 0.8970

2020 Avg (December) 0.8652

Monthly Breakdown

Statistical summary for each calendar month.

Month	High	Low	Average
January	0.9011	0.8507	0.8745
February	0.8731	0.8319	0.8461
March	0.8883	0.8210	0.8465
April	0.8240	0.7930	0.8090
May	0.8166	0.7819	0.7939
June	0.7983	0.7665	0.7790
July	0.8330	0.7896	0.8081
August	0.8699	0.8022	0.8316
September	0.8624	0.8128	0.8427
October	0.8685	0.8296	0.8546
November	0.9154	0.8210	0.8785
December	0.9163	0.8739	0.8970