YEARLY HIGH
1.1235 NAD
YEARLY LOW
0.9790 NAD
YEARLY AVERAGE
1.0337 NAD

2025 MDL to NAD Performance & Market Timing Review

Analysis of key historical highlights and timing insights for 2025

During 2025, the MDL to NAD exchange rate experienced significant fluctuation. The market reached its absolute peak on April 14, valuing the pair at 1.1235. Conversely, the yearly low was recorded on February 8, dropping to 0.9790.

This high-to-low spread represents a total annual volatility of 0.1444 NAD. From a start-to-finish perspective, comparing the January average rate of 1.0101 to the December average rate of 0.9982, the exchange rate registered a net change of -1.18% (reflecting a weakening trend).

Looking at year-over-year peak valuations, the 2025 high of 1.1235 was up 3.49% compared to the 2024 peak of 1.0855, indicating shifts in long-term support levels.

Transfer Payout Power Comparison

Comparing the value generated converting 5,000 MDL based on timing:

Yearly Peak High 5,617 NAD
2024 Average 5,168 NAD
Yearly Trough Low 4,895 NAD
Transaction Impact: A difference of 722.21 NAD purely based on transaction execution date.

Trend Visualization

Monthly average fluctuations over the course of 2025.

1.0929
0.9824
JanuMarcMayJulySeptNove

MDL to NAD Seasonal Trends & Volatility Analysis

A structured review of seasonal halves, trading extremes, consecutive streaks, and historical baselines.

Seasonal Halves (H1 vs H2)

Seasonal

The average exchange rate in the first half of the year (H1: Jan–Jun) was 1.0334, compared to 1.0340 in the second half (H2: Jul–Dec). This shows that the rate was stronger in the second half (Jul–Dec) by a margin of 0.0006 points.

H1 Avg (Jan–Jun) 1.0334
H2 Avg (Jul–Dec) 1.0340

Volatility Range Comparison

Volatility

The most volatile month in 2025 was April, with a trading range of 0.0979 NAD (High: 1.1235 / Low: 1.0256). On the other end, November was the most stable month, with a tight range of 0.0232 NAD (High: 1.0265 / Low: 1.0033).

April Spread (Volatile) ±0.0979
November Spread (Stable) ±0.0232

Growth Streaks & Declines

Trends

Between February and April, the exchange rate recorded its longest consecutive growth streak of the year, climbing for 2 straight months. Conversely, the sharpest month-over-month decline occurred between September and October, when the average rate fell by 0.0262 points.

Longest Streak 2 Mo.
Sharpest MoM Drop -0.0262

Same-Month Historical Baseline

YoY Baseline

Comparing the current year's strongest month average (April 2025: 1.0837) against the same month in 2024 (average: 1.0656), the exchange rate shifted by +0.0180 (+1.69%).

2025 Avg (April) 1.0837
2024 Avg (April) 1.0656

Monthly Breakdown

Statistical summary for each calendar month.

Month High Low Average
January 1.0329 0.9894 1.0101
February 1.0119 0.9790 0.9916
March 1.0350 0.9872 1.0119
April 1.1235 1.0256 1.0837
May 1.0929 1.0330 1.0583
June 1.0637 1.0289 1.0451
July 1.0685 1.0417 1.0530
August 1.0709 1.0466 1.0588
September 1.0744 1.0367 1.0517
October 1.0398 1.0119 1.0254
November 1.0265 1.0033 1.0168
December 1.0140 0.9861 0.9982