2020 MDL to ZAR Historical Review

YEARLY HIGH

1.0776 ZAR

YEARLY LOW

0.8136 ZAR

YEARLY AVERAGE

0.9553 ZAR

2020 MDL to ZAR Performance & Market Timing Review

Analysis of key historical highlights and timing insights for 2020

During 2020, the MDL to ZAR exchange rate experienced significant fluctuation. The market reached its absolute peak on August 10, valuing the pair at 1.0776. Conversely, the yearly low was recorded on January 1, dropping to 0.8136.

This high-to-low spread represents a total annual volatility of 0.2640 ZAR. From a start-to-finish perspective, comparing the January average rate of 0.8292 to the December average rate of 0.8649, the exchange rate registered a net change of 4.31% (reflecting a strengthening trend).

Looking at year-over-year peak valuations, the 2020 high of 1.0776 was up 21.71% compared to the 2019 peak of 0.8853, indicating shifts in long-term support levels.

Transfer Payout Power Comparison

Comparing the value generated converting 5,000 MDL based on timing:

Yearly Peak High 5,388 ZAR

2019 Average 4,124 ZAR

Yearly Trough Low 4,068 ZAR

Transaction Impact: A difference of 1,319.86 ZAR purely based on transaction execution date.

Trend Visualization

Monthly average fluctuations over the course of 2020.

1.0623

0.8080

JanuMarcMayJulySeptNove

MDL to ZAR Seasonal Trends & Volatility Analysis

A structured review of seasonal halves, trading extremes, consecutive streaks, and historical baselines.

Seasonal Halves (H1 vs H2)

Seasonal

The average exchange rate in the first half of the year (H1: Jan–Jun) was 0.9473, compared to 0.9634 in the second half (H2: Jul–Dec). This shows that the rate was stronger in the second half (Jul–Dec) by a margin of 0.0161 points.

H1 Avg (Jan–Jun) 0.9473

H2 Avg (Jul–Dec) 0.9634

Volatility Range Comparison

Volatility

The most volatile month in 2020 was March, with a trading range of 0.1152 ZAR (High: 0.9979 / Low: 0.8826). On the other end, October was the most stable month, with a tight range of 0.0408 ZAR (High: 0.9953 / Low: 0.9545).

March Spread (Volatile) ±0.1152

October Spread (Stable) ±0.0408

Growth Streaks & Declines

Trends

Between January and April, the exchange rate recorded its longest consecutive growth streak of the year, climbing for 3 straight months. Conversely, the sharpest month-over-month decline occurred between October and November, when the average rate fell by 0.0651 points.

Longest Streak 3 Mo.

Sharpest MoM Drop -0.0651

Same-Month Historical Baseline

YoY Baseline

Comparing the current year's strongest month average (August 2020: 1.0411) against the same month in 2019 (average: 0.8613), the exchange rate shifted by +0.1798 (+20.87%).

2020 Avg (August) 1.0411

2019 Avg (August) 0.8613

Monthly Breakdown

Statistical summary for each calendar month.

Month	High	Low	Average
January	0.8667	0.8136	0.8292
February	0.8925	0.8438	0.8575
March	0.9979	0.8826	0.9450
April	1.0673	0.9864	1.0277
May	1.0648	0.9865	1.0265
June	1.0198	0.9736	0.9978
July	1.0317	0.9716	0.9893
August	1.0776	0.9972	1.0411
September	1.0277	0.9789	1.0060
October	0.9953	0.9545	0.9720
November	0.9560	0.8821	0.9068
December	0.8908	0.8449	0.8649