YEARLY HIGH
0.9896 ZAR
YEARLY LOW
0.9223 ZAR
YEARLY AVERAGE
0.9516 ZAR

2026 MDL to ZAR Performance & Market Timing Review

Analysis of key historical highlights and timing insights for 2026

During 2026, the MDL to ZAR exchange rate experienced significant fluctuation. The market reached its absolute peak on January 8, valuing the pair at 0.9896. Conversely, the yearly low was recorded on July 4, dropping to 0.9223.

This high-to-low spread represents a total annual volatility of 0.0673 ZAR. From a start-to-finish perspective, comparing the January average rate of 0.9657 to the December average rate of 0.9489, the exchange rate registered a net change of -1.74% (reflecting a weakening trend).

Looking at year-over-year peak valuations, the 2026 high of 0.9896 was down 11.12% compared to the 2025 peak of 1.1134, indicating shifts in long-term support levels.

Transfer Payout Power Comparison

Comparing the value generated converting 5,000 MDL based on timing:

Yearly Peak High 4,948 ZAR
2025 Average 5,169 ZAR
Yearly Trough Low 4,611 ZAR
Transaction Impact: A difference of 336.53 ZAR purely based on transaction execution date.

Trend Visualization

Monthly average fluctuations over the course of 2026.

0.9697
0.9339
JanuMarcMayJuly

MDL to ZAR Seasonal Trends & Volatility Analysis

A structured review of seasonal halves, trading extremes, consecutive streaks, and historical baselines.

Seasonal Halves (H1 vs H2)

Seasonal

The average exchange rate in the first half of the year (H1: Jan–Jun) was 0.9545, compared to 0.9429 in the second half (H2: Jul–Dec). This shows that the rate was stronger in the first half (Jan–Jun) by a margin of 0.0116 points.

H1 Avg (Jan–Jun) 0.9545
H2 Avg (Jul–Dec) 0.9429

Volatility Range Comparison

Volatility

The most volatile month in 2026 was January, with a trading range of 0.0473 ZAR (High: 0.9896 / Low: 0.9422). On the other end, August was the most stable month, with a tight range of 0.0000 ZAR (High: 0.9489 / Low: 0.9489).

January Spread (Volatile) ±0.0473
August Spread (Stable) ±0.0000

Growth Streaks & Declines

Trends

No sustained consecutive month-over-month growth streak of 2+ months occurred in 2026. Conversely, the sharpest month-over-month decline occurred between January and February, when the average rate fell by 0.0213 points.

Longest Streak 1 Mo.
Sharpest MoM Drop -0.0213

Same-Month Historical Baseline

YoY Baseline

Comparing the current year's strongest month average (January 2026: 0.9657) against the same month in 2025 (average: 1.0096), the exchange rate shifted by -0.0438 (-4.34%).

2026 Avg (January) 0.9657
2025 Avg (January) 1.0096

Monthly Breakdown

Statistical summary for each calendar month.

Month High Low Average
January 0.9896 0.9422 0.9657
February 0.9643 0.9286 0.9444
March 0.9852 0.9402 0.9667
April 0.9762 0.9485 0.9593
May 0.9744 0.9398 0.9483
June 0.9615 0.9305 0.9428
July 0.9554 0.9223 0.9369
August 0.9489 0.9489 0.9489