2020 MGA to RSD Historical Review

YEARLY HIGH

0.0294 RSD

YEARLY LOW

0.0247 RSD

YEARLY AVERAGE

0.0271 RSD

2020 MGA to RSD Performance & Market Timing Review

Analysis of key historical highlights and timing insights for 2020

During 2020, the MGA to RSD exchange rate experienced significant fluctuation. The market reached its absolute peak on January 28, valuing the pair at 0.0294. Conversely, the yearly low was recorded on December 27, dropping to 0.0247.

This high-to-low spread represents a total annual volatility of 0.0047 RSD. From a start-to-finish perspective, comparing the January average rate of 0.0288 to the December average rate of 0.0253, the exchange rate registered a net change of -12.03% (reflecting a weakening trend).

Looking at year-over-year peak valuations, the 2020 high of 0.0294 was down 32.09% compared to the 2019 peak of 0.0433, indicating shifts in long-term support levels.

Transfer Payout Power Comparison

Comparing the value generated converting 5,000 MGA based on timing:

Yearly Peak High 147 RSD

2019 Average 145 RSD

Yearly Trough Low 123 RSD

Transaction Impact: A difference of 23.59 RSD purely based on transaction execution date.

Trend Visualization

Monthly average fluctuations over the course of 2020.

0.0295

0.0249

JanuMarcMayJulySeptNove

MGA to RSD Seasonal Trends & Volatility Analysis

A structured review of seasonal halves, trading extremes, consecutive streaks, and historical baselines.

Seasonal Halves (H1 vs H2)

Seasonal

The average exchange rate in the first half of the year (H1: Jan–Jun) was 0.0284, compared to 0.0258 in the second half (H2: Jul–Dec). This shows that the rate was stronger in the first half (Jan–Jun) by a margin of 0.0027 points.

H1 Avg (Jan–Jun) 0.0284

H2 Avg (Jul–Dec) 0.0258

Volatility Range Comparison

Volatility

The most volatile month in 2020 was December, with a trading range of 0.0014 RSD (High: 0.0261 / Low: 0.0247). On the other end, September was the most stable month, with a tight range of 0.0004 RSD (High: 0.0261 / Low: 0.0257).

December Spread (Volatile) ±0.0014

September Spread (Stable) ±0.0004

Growth Streaks & Declines

Trends

No sustained consecutive month-over-month growth streak of 2+ months occurred in 2020. Conversely, the sharpest month-over-month decline occurred between May and June, when the average rate fell by 0.0010 points.

Longest Streak 1 Mo.

Sharpest MoM Drop -0.0010

Same-Month Historical Baseline

YoY Baseline

Comparing the current year's strongest month average (January 2020: 0.0288) against the same month in 2019 (average: 0.0291), the exchange rate shifted by -0.0004 (-1.25%).

2020 Avg (January) 0.0288

2019 Avg (January) 0.0291

Monthly Breakdown

Statistical summary for each calendar month.

Month	High	Low	Average
January	0.0294	0.0282	0.0288
February	0.0293	0.0287	0.0291
March	0.0293	0.0280	0.0286
April	0.0290	0.0283	0.0287
May	0.0287	0.0278	0.0283
June	0.0278	0.0269	0.0273
July	0.0272	0.0259	0.0267
August	0.0263	0.0256	0.0259
September	0.0261	0.0257	0.0258
October	0.0258	0.0252	0.0255
November	0.0260	0.0249	0.0253
December	0.0261	0.0247	0.0253