YEARLY HIGH
5.5351 STD
YEARLY LOW
5.1864 STD
YEARLY AVERAGE
5.3799 STD

2021 MGA to STD Performance & Market Timing Review

Analysis of key historical highlights and timing insights for 2021

During 2021, the MGA to STD exchange rate experienced significant fluctuation. The market reached its absolute peak on May 27, valuing the pair at 5.5351. Conversely, the yearly low was recorded on January 2, dropping to 5.1864.

This high-to-low spread represents a total annual volatility of 0.3487 STD. From a start-to-finish perspective, comparing the January average rate of 5.3730 to the December average rate of 5.3479, the exchange rate registered a net change of -0.47% (reflecting a weakening trend).

Looking at year-over-year peak valuations, the 2021 high of 5.5351 was down 8.85% compared to the 2020 peak of 6.0726, indicating shifts in long-term support levels.

Transfer Payout Power Comparison

Comparing the value generated converting 5,000 MGA based on timing:

Yearly Peak High 27,676 STD
2020 Average 28,260 STD
Yearly Trough Low 25,932 STD
Transaction Impact: A difference of 1,743.39 STD purely based on transaction execution date.

Trend Visualization

Monthly average fluctuations over the course of 2021.

5.5380
5.2536
JanuMarcMayJulySeptNove

MGA to STD Seasonal Trends & Volatility Analysis

A structured review of seasonal halves, trading extremes, consecutive streaks, and historical baselines.

Seasonal Halves (H1 vs H2)

Seasonal

The average exchange rate in the first half of the year (H1: Jan–Jun) was 5.4422, compared to 5.3176 in the second half (H2: Jul–Dec). This shows that the rate was stronger in the first half (Jan–Jun) by a margin of 0.1246 points.

H1 Avg (Jan–Jun) 5.4422
H2 Avg (Jul–Dec) 5.3176

Volatility Range Comparison

Volatility

The most volatile month in 2021 was June, with a trading range of 0.2604 STD (High: 5.5313 / Low: 5.2709). On the other end, November was the most stable month, with a tight range of 0.0781 STD (High: 5.3218 / Low: 5.2437).

June Spread (Volatile) ±0.2604
November Spread (Stable) ±0.0781

Growth Streaks & Declines

Trends

Between January and May, the exchange rate recorded its longest consecutive growth streak of the year, climbing for 4 straight months. Conversely, the sharpest month-over-month decline occurred between May and June, when the average rate fell by 0.0857 points.

Longest Streak 4 Mo.
Sharpest MoM Drop -0.0857

Same-Month Historical Baseline

YoY Baseline

Comparing the current year's strongest month average (May 2021: 5.5143) against the same month in 2020 (average: 5.7887), the exchange rate shifted by -0.2744 (-4.74%).

2021 Avg (May) 5.5143
2020 Avg (May) 5.7887

Monthly Breakdown

Statistical summary for each calendar month.

Month High Low Average
January 5.4446 5.1864 5.3730
February 5.5165 5.3385 5.4169
March 5.4891 5.3882 5.4463
April 5.5128 5.4325 5.4741
May 5.5351 5.4341 5.5143
June 5.5313 5.2709 5.4286
July 5.4624 5.2305 5.3693
August 5.4616 5.2732 5.3302
September 5.3195 5.2118 5.2773
October 5.3534 5.2502 5.2930
November 5.3218 5.2437 5.2877
December 5.4480 5.3163 5.3479