YEARLY HIGH
5.0875 STD
YEARLY LOW
4.6801 STD
YEARLY AVERAGE
4.9177 STD

2025 MGA to STD Performance & Market Timing Review

Analysis of key historical highlights and timing insights for 2025

During 2025, the MGA to STD exchange rate experienced significant fluctuation. The market reached its absolute peak on August 23, valuing the pair at 5.0875. Conversely, the yearly low was recorded on March 2, dropping to 4.6801.

This high-to-low spread represents a total annual volatility of 0.4074 STD. From a start-to-finish perspective, comparing the January average rate of 4.7358 to the December average rate of 4.9378, the exchange rate registered a net change of 4.27% (reflecting a strengthening trend).

Looking at year-over-year peak valuations, the 2025 high of 5.0875 was down 0.73% compared to the 2024 peak of 5.1249, indicating shifts in long-term support levels.

Transfer Payout Power Comparison

Comparing the value generated converting 5,000 MGA based on timing:

Yearly Peak High 25,437 STD
2024 Average 24,572 STD
Yearly Trough Low 23,400 STD
Transaction Impact: A difference of 2,037.00 STD purely based on transaction execution date.

Trend Visualization

Monthly average fluctuations over the course of 2025.

5.0703
4.6983
JanuMarcMayJulySeptNove

MGA to STD Seasonal Trends & Volatility Analysis

A structured review of seasonal halves, trading extremes, consecutive streaks, and historical baselines.

Seasonal Halves (H1 vs H2)

Seasonal

The average exchange rate in the first half of the year (H1: Jan–Jun) was 4.8416, compared to 4.9938 in the second half (H2: Jul–Dec). This shows that the rate was stronger in the second half (Jul–Dec) by a margin of 0.1523 points.

H1 Avg (Jan–Jun) 4.8416
H2 Avg (Jul–Dec) 4.9938

Volatility Range Comparison

Volatility

The most volatile month in 2025 was April, with a trading range of 0.2643 STD (High: 5.0316 / Low: 4.7673). On the other end, November was the most stable month, with a tight range of 0.0425 STD (High: 4.9804 / Low: 4.9379).

April Spread (Volatile) ±0.2643
November Spread (Stable) ±0.0425

Growth Streaks & Declines

Trends

Between February and August, the exchange rate recorded its longest consecutive growth streak of the year, climbing for 6 straight months. Conversely, the sharpest month-over-month decline occurred between September and October, when the average rate fell by 0.0455 points.

Longest Streak 6 Mo.
Sharpest MoM Drop -0.0455

Same-Month Historical Baseline

YoY Baseline

Comparing the current year's strongest month average (August 2025: 5.0393) against the same month in 2024 (average: 4.8805), the exchange rate shifted by +0.1588 (+3.25%).

2025 Avg (August) 5.0393
2024 Avg (August) 4.8805

Monthly Breakdown

Statistical summary for each calendar month.

Month High Low Average
January 4.8021 4.6850 4.7358
February 4.7620 4.7044 4.7293
March 4.8067 4.6801 4.7658
April 5.0316 4.7673 4.8806
May 5.0071 4.8754 4.9601
June 5.0726 4.8754 4.9777
July 5.0776 4.9518 5.0351
August 5.0875 4.9857 5.0393
September 5.0724 4.9792 5.0181
October 5.0272 4.9187 4.9726
November 4.9804 4.9379 4.9599
December 5.0378 4.8509 4.9378