YEARLY HIGH
5.3930 STD
YEARLY LOW
4.7887 STD
YEARLY AVERAGE
5.2189 STD

2026 MGA to STD Performance & Market Timing Review

Analysis of key historical highlights and timing insights for 2026

During 2026, the MGA to STD exchange rate experienced significant fluctuation. The market reached its absolute peak on March 5, valuing the pair at 5.3930. Conversely, the yearly low was recorded on January 17, dropping to 4.7887.

This high-to-low spread represents a total annual volatility of 0.6042 STD. From a start-to-finish perspective, comparing the January average rate of 4.8824 to the December average rate of 5.2084, the exchange rate registered a net change of 6.68% (reflecting a strengthening trend).

Looking at year-over-year peak valuations, the 2026 high of 5.3930 was up 6.00% compared to the 2025 peak of 5.0875, indicating shifts in long-term support levels.

Transfer Payout Power Comparison

Comparing the value generated converting 5,000 MGA based on timing:

Yearly Peak High 26,965 STD
2025 Average 24,594 STD
Yearly Trough Low 23,944 STD
Transaction Impact: A difference of 3,021.12 STD purely based on transaction execution date.

Trend Visualization

Monthly average fluctuations over the course of 2026.

5.4115
4.8343
JanuMarcMayJuly

MGA to STD Seasonal Trends & Volatility Analysis

A structured review of seasonal halves, trading extremes, consecutive streaks, and historical baselines.

Seasonal Halves (H1 vs H2)

Seasonal

The average exchange rate in the first half of the year (H1: Jan–Jun) was 5.2206, compared to 5.2084 in the second half (H2: Jul–Dec). This shows that the rate was stronger in the first half (Jan–Jun) by a margin of 0.0122 points.

H1 Avg (Jan–Jun) 5.2206
H2 Avg (Jul–Dec) 5.2084

Volatility Range Comparison

Volatility

The most volatile month in 2026 was February, with a trading range of 0.3314 STD (High: 5.2926 / Low: 4.9612). On the other end, April was the most stable month, with a tight range of 0.0551 STD (High: 5.3921 / Low: 5.3370).

February Spread (Volatile) ±0.3314
April Spread (Stable) ±0.0551

Growth Streaks & Declines

Trends

Between January and April, the exchange rate recorded its longest consecutive growth streak of the year, climbing for 3 straight months. Conversely, the sharpest month-over-month decline occurred between June and July, when the average rate fell by 0.0931 points.

Longest Streak 3 Mo.
Sharpest MoM Drop -0.0931

Same-Month Historical Baseline

YoY Baseline

Comparing the current year's strongest month average (March 2026: 5.3490) against the same month in 2025 (average: 4.7658), the exchange rate shifted by +0.5832 (+12.24%).

2026 Avg (March) 5.3490
2025 Avg (March) 4.7658

Monthly Breakdown

Statistical summary for each calendar month.

Month High Low Average
January 4.9962 4.7887 4.8824
February 5.2926 4.9612 5.1056
March 5.3930 5.2681 5.3490
April 5.3921 5.3370 5.3634
May 5.3691 5.3016 5.3219
June 5.3463 5.2449 5.3015
July 5.2558 5.0805 5.2084