2012 MMK to HRK Historical Review

YEARLY HIGH

0.9237 HRK

YEARLY LOW

0.0065 HRK

YEARLY AVERAGE

0.2364 HRK

2012 MMK to HRK Performance & Market Timing Review

Analysis of key historical highlights and timing insights for 2012

During 2012, the MMK to HRK exchange rate experienced significant fluctuation. The market reached its absolute peak on January 16, valuing the pair at 0.9237. Conversely, the yearly low was recorded on September 16, dropping to 0.0065.

This high-to-low spread represents a total annual volatility of 0.9172 HRK. From a start-to-finish perspective, comparing the January average rate of 0.9029 to the December average rate of 0.0067, the exchange rate registered a net change of -99.26% (reflecting a weakening trend).

Looking at year-over-year peak valuations, the 2012 high of 0.9237 was up 2.18% compared to the 2011 peak of 0.9041, indicating shifts in long-term support levels.

Transfer Payout Power Comparison

Comparing the value generated converting 5,000 MMK based on timing:

Yearly Peak High 4,619 HRK

2011 Average 4,122 HRK

Yearly Trough Low 33 HRK

Transaction Impact: A difference of 4,586.07 HRK purely based on transaction execution date.

Trend Visualization

Monthly average fluctuations over the course of 2012.

0.9926

-0.0830

JanuMarcMayJulySeptNove

MMK to HRK Seasonal Trends & Volatility Analysis

A structured review of seasonal halves, trading extremes, consecutive streaks, and historical baselines.

Seasonal Halves (H1 vs H2)

Seasonal

The average exchange rate in the first half of the year (H1: Jan–Jun) was 0.4659, compared to 0.0068 in the second half (H2: Jul–Dec). This shows that the rate was stronger in the first half (Jan–Jun) by a margin of 0.4591 points.

H1 Avg (Jan–Jun) 0.4659

H2 Avg (Jul–Dec) 0.0068

Volatility Range Comparison

Volatility

The most volatile month in 2012 was April, with a trading range of 0.8583 HRK (High: 0.8652 / Low: 0.0069). On the other end, November was the most stable month, with a tight range of 0.0002 HRK (High: 0.0070 / Low: 0.0068).

April Spread (Volatile) ±0.8583

November Spread (Stable) ±0.0002

Growth Streaks & Declines

Trends

Between September and November, the exchange rate recorded its longest consecutive growth streak of the year, climbing for 2 straight months. Conversely, the sharpest month-over-month decline occurred between March and April, when the average rate fell by 0.7598 points.

Longest Streak 2 Mo.

Sharpest MoM Drop -0.7598

Same-Month Historical Baseline

YoY Baseline

Comparing the current year's strongest month average (January 2012: 0.9029) against the same month in 2011 (average: 0.8507), the exchange rate shifted by +0.0522 (+6.14%).

2012 Avg (January) 0.9029

2011 Avg (January) 0.8507

Monthly Breakdown

Statistical summary for each calendar month.

Month	High	Low	Average
January	0.9237	0.8822	0.9029
February	0.8996	0.8646	0.8850
March	0.8934	0.7690	0.8765
April	0.8652	0.0069	0.1167
May	0.0073	0.0069	0.0071
June	0.0073	0.0068	0.0071
July	0.0071	0.0068	0.0070
August	0.0070	0.0068	0.0069
September	0.0068	0.0065	0.0067
October	0.0069	0.0067	0.0068
November	0.0070	0.0068	0.0069
December	0.0068	0.0066	0.0067