2020 MMK to HRK Historical Review

YEARLY HIGH

0.0051 HRK

YEARLY LOW

0.0045 HRK

YEARLY AVERAGE

0.0048 HRK

2020 MMK to HRK Performance & Market Timing Review

Analysis of key historical highlights and timing insights for 2020

During 2020, the MMK to HRK exchange rate experienced significant fluctuation. The market reached its absolute peak on November 2, valuing the pair at 0.0051. Conversely, the yearly low was recorded on January 1, dropping to 0.0045.

This high-to-low spread represents a total annual volatility of 0.0006 HRK. From a start-to-finish perspective, comparing the January average rate of 0.0046 to the December average rate of 0.0046, the exchange rate registered a net change of 1.51% (reflecting a strengthening trend).

Looking at year-over-year peak valuations, the 2020 high of 0.0051 was up 12.14% compared to the 2019 peak of 0.0045, indicating shifts in long-term support levels.

Transfer Payout Power Comparison

Comparing the value generated converting 5,000 MMK based on timing:

Yearly Peak High 25 HRK

2019 Average 22 HRK

Yearly Trough Low 22 HRK

Transaction Impact: A difference of 2.89 HRK purely based on transaction execution date.

Trend Visualization

Monthly average fluctuations over the course of 2020.

0.0050

0.0045

JanuMarcMayJulySeptNove

MMK to HRK Seasonal Trends & Volatility Analysis

A structured review of seasonal halves, trading extremes, consecutive streaks, and historical baselines.

Seasonal Halves (H1 vs H2)

Seasonal

The average exchange rate in the first half of the year (H1: Jan–Jun) was 0.0048, compared to 0.0048 in the second half (H2: Jul–Dec). This shows that the rate was stronger in the first half (Jan–Jun) by a margin of 0.0000 points.

H1 Avg (Jan–Jun) 0.0048

H2 Avg (Jul–Dec) 0.0048

Volatility Range Comparison

Volatility

The most volatile month in 2020 was March, with a trading range of 0.0003 HRK (High: 0.0050 / Low: 0.0047). On the other end, October was the most stable month, with a tight range of 0.0001 HRK (High: 0.0051 / Low: 0.0049).

March Spread (Volatile) ±0.0003

October Spread (Stable) ±0.0001

Growth Streaks & Declines

Trends

Between January and May, the exchange rate recorded its longest consecutive growth streak of the year, climbing for 4 straight months. Conversely, the sharpest month-over-month decline occurred between November and December, when the average rate fell by 0.0003 points.

Longest Streak 4 Mo.

Sharpest MoM Drop -0.0003

Same-Month Historical Baseline

YoY Baseline

Comparing the current year's strongest month average (November 2020: 0.0049) against the same month in 2019 (average: 0.0044), the exchange rate shifted by +0.0005 (+10.62%).

2020 Avg (November) 0.0049

2019 Avg (November) 0.0044

Monthly Breakdown

Statistical summary for each calendar month.

Month	High	Low	Average
January	0.0046	0.0045	0.0046
February	0.0048	0.0046	0.0047
March	0.0050	0.0047	0.0049
April	0.0050	0.0048	0.0049
May	0.0050	0.0049	0.0049
June	0.0049	0.0048	0.0048
July	0.0049	0.0046	0.0048
August	0.0048	0.0046	0.0047
September	0.0050	0.0047	0.0048
October	0.0051	0.0049	0.0050
November	0.0051	0.0048	0.0049
December	0.0047	0.0045	0.0046