2014 MMK to HRK Historical Review

YEARLY HIGH

0.0062 HRK

YEARLY LOW

0.0056 HRK

YEARLY AVERAGE

0.0058 HRK

2014 MMK to HRK Performance & Market Timing Review

Analysis of key historical highlights and timing insights for 2014

During 2014, the MMK to HRK exchange rate experienced significant fluctuation. The market reached its absolute peak on October 4, valuing the pair at 0.0062. Conversely, the yearly low was recorded on January 1, dropping to 0.0056.

This high-to-low spread represents a total annual volatility of 0.0005 HRK. From a start-to-finish perspective, comparing the January average rate of 0.0057 to the December average rate of 0.0060, the exchange rate registered a net change of 6.29% (reflecting a strengthening trend).

Looking at year-over-year peak valuations, the 2014 high of 0.0062 was down 9.11% compared to the 2013 peak of 0.0068, indicating shifts in long-term support levels.

Transfer Payout Power Comparison

Comparing the value generated converting 5,000 MMK based on timing:

Yearly Peak High 31 HRK

2013 Average 31 HRK

Yearly Trough Low 28 HRK

Transaction Impact: A difference of 2.70 HRK purely based on transaction execution date.

Trend Visualization

Monthly average fluctuations over the course of 2014.

0.0061

0.0056

JanuMarcMayJulySeptNove

MMK to HRK Seasonal Trends & Volatility Analysis

A structured review of seasonal halves, trading extremes, consecutive streaks, and historical baselines.

Seasonal Halves (H1 vs H2)

Seasonal

The average exchange rate in the first half of the year (H1: Jan–Jun) was 0.0057, compared to 0.0060 in the second half (H2: Jul–Dec). This shows that the rate was stronger in the second half (Jul–Dec) by a margin of 0.0003 points.

H1 Avg (Jan–Jun) 0.0057

H2 Avg (Jul–Dec) 0.0060

Volatility Range Comparison

Volatility

The most volatile month in 2014 was November, with a trading range of 0.0003 HRK (High: 0.0061 / Low: 0.0058). On the other end, April was the most stable month, with a tight range of 0.0001 HRK (High: 0.0058 / Low: 0.0057).

November Spread (Volatile) ±0.0003

April Spread (Stable) ±0.0001

Growth Streaks & Declines

Trends

Between June and October, the exchange rate recorded its longest consecutive growth streak of the year, climbing for 4 straight months. Conversely, the sharpest month-over-month decline occurred between October and November, when the average rate fell by 0.0001 points.

Longest Streak 4 Mo.

Sharpest MoM Drop -0.0001

Same-Month Historical Baseline

YoY Baseline

Comparing the current year's strongest month average (October 2014: 0.0061) against the same month in 2013 (average: 0.0057), the exchange rate shifted by +0.0003 (+5.78%).

2014 Avg (October) 0.0061

2013 Avg (October) 0.0057

Monthly Breakdown

Statistical summary for each calendar month.

Month	High	Low	Average
January	0.0057	0.0056	0.0057
February	0.0058	0.0057	0.0057
March	0.0058	0.0056	0.0057
April	0.0058	0.0057	0.0057
May	0.0058	0.0057	0.0057
June	0.0058	0.0057	0.0057
July	0.0059	0.0057	0.0058
August	0.0060	0.0058	0.0059
September	0.0061	0.0060	0.0060
October	0.0062	0.0060	0.0061
November	0.0061	0.0058	0.0060
December	0.0061	0.0060	0.0060