2014 MOP to NAD Historical Review

YEARLY HIGH

1.4639 NAD

YEARLY LOW

1.2922 NAD

YEARLY AVERAGE

1.3581 NAD

2014 MOP to NAD Performance & Market Timing Review

Analysis of key historical highlights and timing insights for 2014

During 2014, the MOP to NAD exchange rate experienced significant fluctuation. The market reached its absolute peak on December 15, valuing the pair at 1.4639. Conversely, the yearly low was recorded on May 24, dropping to 1.2922.

This high-to-low spread represents a total annual volatility of 0.1717 NAD. From a start-to-finish perspective, comparing the January average rate of 1.3586 to the December average rate of 1.4387, the exchange rate registered a net change of 5.90% (reflecting a strengthening trend).

Looking at year-over-year peak valuations, the 2014 high of 1.4639 was up 11.61% compared to the 2013 peak of 1.3116, indicating shifts in long-term support levels.

Transfer Payout Power Comparison

Comparing the value generated converting 5,000 MOP based on timing:

Yearly Peak High 7,319 NAD

2013 Average 6,038 NAD

Yearly Trough Low 6,461 NAD

Transaction Impact: A difference of 858.51 NAD purely based on transaction execution date.

Trend Visualization

Monthly average fluctuations over the course of 2014.

1.4522

1.2902

JanuMarcMayJulySeptNove

MOP to NAD Seasonal Trends & Volatility Analysis

A structured review of seasonal halves, trading extremes, consecutive streaks, and historical baselines.

Seasonal Halves (H1 vs H2)

Seasonal

The average exchange rate in the first half of the year (H1: Jan–Jun) was 1.3395, compared to 1.3766 in the second half (H2: Jul–Dec). This shows that the rate was stronger in the second half (Jul–Dec) by a margin of 0.0371 points.

H1 Avg (Jan–Jun) 1.3395

H2 Avg (Jul–Dec) 1.3766

Volatility Range Comparison

Volatility

The most volatile month in 2014 was December, with a trading range of 0.0844 NAD (High: 1.4639 / Low: 1.3795). On the other end, August was the most stable month, with a tight range of 0.0221 NAD (High: 1.3457 / Low: 1.3236).

December Spread (Volatile) ±0.0844

August Spread (Stable) ±0.0221

Growth Streaks & Declines

Trends

Between August and December, the exchange rate recorded its longest consecutive growth streak of the year, climbing for 4 straight months. Conversely, the sharpest month-over-month decline occurred between February and March, when the average rate fell by 0.0307 points.

Longest Streak 4 Mo.

Sharpest MoM Drop -0.0307

Same-Month Historical Baseline

YoY Baseline

Comparing the current year's strongest month average (December 2014: 1.4387) against the same month in 2013 (average: 1.2981), the exchange rate shifted by +0.1406 (+10.83%).

2014 Avg (December) 1.4387

2013 Avg (December) 1.2981

Monthly Breakdown

Statistical summary for each calendar month.

Month	High	Low	Average
January	1.4006	1.3172	1.3586
February	1.3997	1.3423	1.3744
March	1.3607	1.3207	1.3437
April	1.3342	1.3058	1.3205
May	1.3182	1.2922	1.3037
June	1.3520	1.3207	1.3361
July	1.3501	1.3168	1.3354
August	1.3457	1.3236	1.3354
September	1.4088	1.3347	1.3740
October	1.4136	1.3656	1.3874
November	1.4132	1.3699	1.3887
December	1.4639	1.3795	1.4387