2020 MOP to NAD Historical Review

YEARLY HIGH

2.3921 NAD

YEARLY LOW

1.7489 NAD

YEARLY AVERAGE

2.0631 NAD

2020 MOP to NAD Performance & Market Timing Review

Analysis of key historical highlights and timing insights for 2020

During 2020, the MOP to NAD exchange rate experienced significant fluctuation. The market reached its absolute peak on April 23, valuing the pair at 2.3921. Conversely, the yearly low was recorded on January 4, dropping to 1.7489.

This high-to-low spread represents a total annual volatility of 0.6432 NAD. From a start-to-finish perspective, comparing the January average rate of 1.7931 to the December average rate of 1.8630, the exchange rate registered a net change of 3.90% (reflecting a strengthening trend).

Looking at year-over-year peak valuations, the 2020 high of 2.3921 was down 47.58% compared to the 2019 peak of 4.5632, indicating shifts in long-term support levels.

Transfer Payout Power Comparison

Comparing the value generated converting 5,000 MOP based on timing:

Yearly Peak High 11,961 NAD

2019 Average 8,989 NAD

Yearly Trough Low 8,744 NAD

Transaction Impact: A difference of 3,216.17 NAD purely based on transaction execution date.

Trend Visualization

Monthly average fluctuations over the course of 2020.

2.3781

1.7399

JanuMarcMayJulySeptNove

MOP to NAD Seasonal Trends & Volatility Analysis

A structured review of seasonal halves, trading extremes, consecutive streaks, and historical baselines.

Seasonal Halves (H1 vs H2)

Seasonal

The average exchange rate in the first half of the year (H1: Jan–Jun) was 2.0818, compared to 2.0445 in the second half (H2: Jul–Dec). This shows that the rate was stronger in the first half (Jan–Jun) by a margin of 0.0373 points.

H1 Avg (Jan–Jun) 2.0818

H2 Avg (Jul–Dec) 2.0445

Volatility Range Comparison

Volatility

The most volatile month in 2020 was March, with a trading range of 0.3328 NAD (High: 2.2476 / Low: 1.9148). On the other end, February was the most stable month, with a tight range of 0.0719 NAD (High: 1.9192 / Low: 1.8472).

March Spread (Volatile) ±0.3328

February Spread (Stable) ±0.0719

Growth Streaks & Declines

Trends

Between January and April, the exchange rate recorded its longest consecutive growth streak of the year, climbing for 3 straight months. Conversely, the sharpest month-over-month decline occurred between October and November, when the average rate fell by 0.1353 points.

Longest Streak 3 Mo.

Sharpest MoM Drop -0.1353

Same-Month Historical Baseline

YoY Baseline

Comparing the current year's strongest month average (April 2020: 2.3249) against the same month in 2019 (average: 1.7533), the exchange rate shifted by +0.5716 (+32.60%).

2020 Avg (April) 2.3249

2019 Avg (April) 1.7533

Monthly Breakdown

Statistical summary for each calendar month.

Month	High	Low	Average
January	1.8474	1.7489	1.7931
February	1.9192	1.8472	1.8698
March	2.2476	1.9148	2.0806
April	2.3921	2.2396	2.3249
May	2.3436	2.1785	2.2777
June	2.1902	2.0790	2.1445
July	2.1390	2.0619	2.0976
August	2.2163	2.0737	2.1721
September	2.1744	2.0318	2.1047
October	2.2700	2.0239	2.0824
November	2.0428	1.9116	1.9471
December	1.9226	1.8219	1.8630