YEARLY HIGH
1.0810 GMD
YEARLY LOW
1.0042 GMD
YEARLY AVERAGE
1.0460 GMD

2021 PHP to GMD Performance & Market Timing Review

Analysis of key historical highlights and timing insights for 2021

During 2021, the PHP to GMD exchange rate experienced significant fluctuation. The market reached its absolute peak on January 3, valuing the pair at 1.0810. Conversely, the yearly low was recorded on July 19, dropping to 1.0042.

This high-to-low spread represents a total annual volatility of 0.0768 GMD. From a start-to-finish perspective, comparing the January average rate of 1.0747 to the December average rate of 1.0440, the exchange rate registered a net change of -2.85% (reflecting a weakening trend).

Looking at year-over-year peak valuations, the 2021 high of 1.0810 was up 0.19% compared to the 2020 peak of 1.0789, indicating shifts in long-term support levels.

Transfer Payout Power Comparison

Comparing the value generated converting 250,000 PHP based on timing:

Yearly Peak High 270,240 GMD
2020 Average 259,594 GMD
Yearly Trough Low 251,052 GMD
Transaction Impact: A difference of 19,187.83 GMD purely based on transaction execution date.

Trend Visualization

Monthly average fluctuations over the course of 2021.

1.0802
1.0134
JanuMarcMayJulySeptNove

PHP to GMD Seasonal Trends & Volatility Analysis

A structured review of seasonal halves, trading extremes, consecutive streaks, and historical baselines.

Seasonal Halves (H1 vs H2)

Seasonal

The average exchange rate in the first half of the year (H1: JanтАУJun) was 1.0639, compared to 1.0282 in the second half (H2: JulтАУDec). This shows that the rate was stronger in the first half (JanтАУJun) by a margin of 0.0357 points.

H1 Avg (JanтАУJun) 1.0639
H2 Avg (JulтАУDec) 1.0282

Volatility Range Comparison

Volatility

The most volatile month in 2021 was August, with a trading range of 0.0386 GMD (High: 1.0470 / Low: 1.0083). On the other end, April was the most stable month, with a tight range of 0.0089 GMD (High: 1.0605 / Low: 1.0516).

August Spread (Volatile) ┬▒0.0386
April Spread (Stable) ┬▒0.0089

Growth Streaks & Declines

Trends

Between October and December, the exchange rate recorded its longest consecutive growth streak of the year, climbing for 2 straight months. Conversely, the sharpest month-over-month decline occurred between June and July, when the average rate fell by 0.0395 points.

Longest Streak 2 Mo.
Sharpest MoM Drop -0.0395

Same-Month Historical Baseline

YoY Baseline

Comparing the current year's strongest month average (January 2021: 1.0747) against the same month in 2020 (average: 1.0068), the exchange rate shifted by +0.0678 (+6.74%).

2021 Avg (January) 1.0747
2020 Avg (January) 1.0068

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Month High Low Average
January 1.0810 1.0707 1.0747
February 1.0751 1.0465 1.0648
March 1.0606 1.0515 1.0569
April 1.0605 1.0516 1.0559
May 1.0780 1.0603 1.0693
June 1.0742 1.0471 1.0617
July 1.0415 1.0042 1.0223
August 1.0470 1.0083 1.0190
September 1.0452 1.0071 1.0245
October 1.0335 1.0136 1.0222
November 1.0459 1.0275 1.0373
December 1.0599 1.0252 1.0440