YEARLY HIGH
1.2750 GMD
YEARLY LOW
1.1735 GMD
YEARLY AVERAGE
1.2179 GMD

2026 PHP to GMD Performance & Market Timing Review

Analysis of key historical highlights and timing insights for 2026

During 2026, the PHP to GMD exchange rate experienced significant fluctuation. The market reached its absolute peak on February 18, valuing the pair at 1.2750. Conversely, the yearly low was recorded on June 1, dropping to 1.1735.

This high-to-low spread represents a total annual volatility of 0.1015 GMD. From a start-to-finish perspective, comparing the January average rate of 1.2425 to the December average rate of 1.1928, the exchange rate registered a net change of -4.00% (reflecting a weakening trend).

Looking at year-over-year peak valuations, the 2026 high of 1.2750 was down 2.51% compared to the 2025 peak of 1.3078, indicating shifts in long-term support levels.

Transfer Payout Power Comparison

Comparing the value generated converting 250,000 PHP based on timing:

Yearly Peak High 318,746 GMD
2025 Average 313,951 GMD
Yearly Trough Low 293,366 GMD
Transaction Impact: A difference of 25,380.14 GMD purely based on transaction execution date.

Trend Visualization

Monthly average fluctuations over the course of 2026.

1.2668
1.1772
JanuMarcMayJuly

PHP to GMD Seasonal Trends & Volatility Analysis

A structured review of seasonal halves, trading extremes, consecutive streaks, and historical baselines.

Seasonal Halves (H1 vs H2)

Seasonal

The average exchange rate in the first half of the year (H1: JanтАУJun) was 1.2221, compared to 1.1928 in the second half (H2: JulтАУDec). This shows that the rate was stronger in the first half (JanтАУJun) by a margin of 0.0293 points.

H1 Avg (JanтАУJun) 1.2221
H2 Avg (JulтАУDec) 1.1928

Volatility Range Comparison

Volatility

The most volatile month in 2026 was April, with a trading range of 0.0562 GMD (High: 1.2404 / Low: 1.1842). On the other end, May was the most stable month, with a tight range of 0.0126 GMD (High: 1.1914 / Low: 1.1788).

April Spread (Volatile) ┬▒0.0562
May Spread (Stable) ┬▒0.0126

Growth Streaks & Declines

Trends

Between May and July, the exchange rate recorded its longest consecutive growth streak of the year, climbing for 2 straight months. Conversely, the sharpest month-over-month decline occurred between April and May, when the average rate fell by 0.0364 points.

Longest Streak 2 Mo.
Sharpest MoM Drop -0.0364

Same-Month Historical Baseline

YoY Baseline

Comparing the current year's strongest month average (February 2026: 1.2594) against the same month in 2025 (average: 1.2377), the exchange rate shifted by +0.0216 (+1.75%).

2026 Avg (February) 1.2594
2025 Avg (February) 1.2377

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Month High Low Average
January 1.2568 1.2268 1.2425
February 1.2750 1.2367 1.2594
March 1.2590 1.2105 1.2328
April 1.2404 1.1842 1.2210
May 1.1914 1.1788 1.1847
June 1.2119 1.1735 1.1924
July 1.2018 1.1788 1.1928