YEARLY HIGH
1.3078 GMD
YEARLY LOW
1.2083 GMD
YEARLY AVERAGE
1.2557 GMD

2025 PHP to GMD Performance & Market Timing Review

Analysis of key historical highlights and timing insights for 2025

During 2025, the PHP to GMD exchange rate experienced significant fluctuation. The market reached its absolute peak on May 26, valuing the pair at 1.3078. Conversely, the yearly low was recorded on January 7, dropping to 1.2083.

This high-to-low spread represents a total annual volatility of 0.0996 GMD. From a start-to-finish perspective, comparing the January average rate of 1.2308 to the December average rate of 1.2487, the exchange rate registered a net change of 1.45% (reflecting a strengthening trend).

Looking at year-over-year peak valuations, the 2025 high of 1.3078 was up 3.32% compared to the 2024 peak of 1.2659, indicating shifts in long-term support levels.

Transfer Payout Power Comparison

Comparing the value generated converting 250,000 PHP based on timing:

Yearly Peak High 326,962 GMD
2024 Average 300,338 GMD
Yearly Trough Low 302,067 GMD
Transaction Impact: A difference of 24,895.01 GMD purely based on transaction execution date.

Trend Visualization

Monthly average fluctuations over the course of 2025.

1.3041
1.2242
JanuMarcMayJulySeptNove

PHP to GMD Seasonal Trends & Volatility Analysis

A structured review of seasonal halves, trading extremes, consecutive streaks, and historical baselines.

Seasonal Halves (H1 vs H2)

Seasonal

The average exchange rate in the first half of the year (H1: JanтАУJun) was 1.2574, compared to 1.2540 in the second half (H2: JulтАУDec). This shows that the rate was stronger in the first half (JanтАУJun) by a margin of 0.0033 points.

H1 Avg (JanтАУJun) 1.2574
H2 Avg (JulтАУDec) 1.2540

Volatility Range Comparison

Volatility

The most volatile month in 2025 was September, with a trading range of 0.0648 GMD (High: 1.2998 / Low: 1.2350). On the other end, February was the most stable month, with a tight range of 0.0186 GMD (High: 1.2441 / Low: 1.2255).

September Spread (Volatile) ┬▒0.0648
February Spread (Stable) ┬▒0.0186

Growth Streaks & Declines

Trends

Between January and May, the exchange rate recorded its longest consecutive growth streak of the year, climbing for 4 straight months. Conversely, the sharpest month-over-month decline occurred between May and June, when the average rate fell by 0.0317 points.

Longest Streak 4 Mo.
Sharpest MoM Drop -0.0317

Same-Month Historical Baseline

YoY Baseline

Comparing the current year's strongest month average (May 2025: 1.2974) against the same month in 2024 (average: 1.1730), the exchange rate shifted by +0.1244 (+10.60%).

2025 Avg (May) 1.2974
2024 Avg (May) 1.1730

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Month High Low Average
January 1.2499 1.2083 1.2308
February 1.2441 1.2255 1.2377
March 1.2601 1.2292 1.2476
April 1.2814 1.2526 1.2648
May 1.3078 1.2706 1.2974
June 1.3015 1.2475 1.2657
July 1.2685 1.2442 1.2602
August 1.2844 1.2437 1.2648
September 1.2998 1.2350 1.2660
October 1.2723 1.2234 1.2427
November 1.2543 1.2282 1.2419
December 1.2681 1.2296 1.2487