YEARLY HIGH
2.1284 XPF
YEARLY LOW
1.9868 XPF
YEARLY AVERAGE
2.0484 XPF

2021 PHP to XPF Performance & Market Timing Review

Analysis of key historical highlights and timing insights for 2021

During 2021, the PHP to XPF exchange rate experienced significant fluctuation. The market reached its absolute peak on December 18, valuing the pair at 2.1284. Conversely, the yearly low was recorded on July 19, dropping to 1.9868.

This high-to-low spread represents a total annual volatility of 0.1417 XPF. From a start-to-finish perspective, comparing the January average rate of 2.0402 to the December average rate of 2.0979, the exchange rate registered a net change of 2.83% (reflecting a strengthening trend).

Looking at year-over-year peak valuations, the 2021 high of 2.1284 was down 2.91% compared to the 2020 peak of 2.1922, indicating shifts in long-term support levels.

Transfer Payout Power Comparison

Comparing the value generated converting 250,000 PHP based on timing:

Yearly Peak High 532,112 XPF
2020 Average 527,241 XPF
Yearly Trough Low 496,691 XPF
Transaction Impact: A difference of 35,421.16 XPF purely based on transaction execution date.

Trend Visualization

Monthly average fluctuations over the course of 2021.

2.1060
2.0085
JanuMarcMayJulySeptNove

PHP to XPF Seasonal Trends & Volatility Analysis

A structured review of seasonal halves, trading extremes, consecutive streaks, and historical baselines.

Seasonal Halves (H1 vs H2)

Seasonal

The average exchange rate in the first half of the year (H1: JanтАУJun) was 2.0532, compared to 2.0436 in the second half (H2: JulтАУDec). This shows that the rate was stronger in the first half (JanтАУJun) by a margin of 0.0096 points.

H1 Avg (JanтАУJun) 2.0532
H2 Avg (JulтАУDec) 2.0436

Volatility Range Comparison

Volatility

The most volatile month in 2021 was November, with a trading range of 0.0853 XPF (High: 2.1153 / Low: 2.0300). On the other end, October was the most stable month, with a tight range of 0.0253 XPF (High: 2.0438 / Low: 2.0185).

November Spread (Volatile) ┬▒0.0853
October Spread (Stable) ┬▒0.0253

Growth Streaks & Declines

Trends

Between September and December, the exchange rate recorded its longest consecutive growth streak of the year, climbing for 3 straight months. Conversely, the sharpest month-over-month decline occurred between June and July, when the average rate fell by 0.0417 points.

Longest Streak 3 Mo.
Sharpest MoM Drop -0.0417

Same-Month Historical Baseline

YoY Baseline

Comparing the current year's strongest month average (December 2021: 2.0979) against the same month in 2020 (average: 2.0388), the exchange rate shifted by +0.0591 (+2.90%).

2021 Avg (December) 2.0979
2020 Avg (December) 2.0388

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Month High Low Average
January 2.0566 2.0131 2.0402
February 2.0742 2.0043 2.0432
March 2.0981 2.0371 2.0663
April 2.0896 2.0280 2.0596
May 2.0724 2.0247 2.0518
June 2.0740 2.0452 2.0584
July 2.0480 1.9868 2.0166
August 2.0760 1.9974 2.0200
September 2.0332 1.9969 2.0194
October 2.0438 2.0185 2.0293
November 2.1153 2.0300 2.0784
December 2.1284 2.0543 2.0979