YEARLY HIGH
1.7579 XPF
YEARLY LOW
1.6575 XPF
YEARLY AVERAGE
1.7058 XPF

2026 PHP to XPF Performance & Market Timing Review

Analysis of key historical highlights and timing insights for 2026

During 2026, the PHP to XPF exchange rate experienced significant fluctuation. The market reached its absolute peak on March 1, valuing the pair at 1.7579. Conversely, the yearly low was recorded on April 30, dropping to 1.6575.

This high-to-low spread represents a total annual volatility of 0.1005 XPF. From a start-to-finish perspective, comparing the January average rate of 1.7194 to the December average rate of 1.6966, the exchange rate registered a net change of -1.33% (reflecting a weakening trend).

Looking at year-over-year peak valuations, the 2026 high of 1.7579 was down 12.26% compared to the 2025 peak of 2.0036, indicating shifts in long-term support levels.

Transfer Payout Power Comparison

Comparing the value generated converting 250,000 PHP based on timing:

Yearly Peak High 439,486 XPF
2025 Average 459,933 XPF
Yearly Trough Low 414,364 XPF
Transaction Impact: A difference of 25,122.38 XPF purely based on transaction execution date.

Trend Visualization

Monthly average fluctuations over the course of 2026.

1.7417
1.6581
JanuMarcMayJuly

PHP to XPF Seasonal Trends & Volatility Analysis

A structured review of seasonal halves, trading extremes, consecutive streaks, and historical baselines.

Seasonal Halves (H1 vs H2)

Seasonal

The average exchange rate in the first half of the year (H1: JanтАУJun) was 1.7073, compared to 1.6966 in the second half (H2: JulтАУDec). This shows that the rate was stronger in the first half (JanтАУJun) by a margin of 0.0107 points.

H1 Avg (JanтАУJun) 1.7073
H2 Avg (JulтАУDec) 1.6966

Volatility Range Comparison

Volatility

The most volatile month in 2026 was April, with a trading range of 0.0641 XPF (High: 1.7215 / Low: 1.6575). On the other end, May was the most stable month, with a tight range of 0.0096 XPF (High: 1.6701 / Low: 1.6605).

April Spread (Volatile) ┬▒0.0641
May Spread (Stable) ┬▒0.0096

Growth Streaks & Declines

Trends

Between May and July, the exchange rate recorded its longest consecutive growth streak of the year, climbing for 2 straight months. Conversely, the sharpest month-over-month decline occurred between March and April, when the average rate fell by 0.0365 points.

Longest Streak 2 Mo.
Sharpest MoM Drop -0.0365

Same-Month Historical Baseline

YoY Baseline

Comparing the current year's strongest month average (March 2026: 1.7330) against the same month in 2025 (average: 1.9239), the exchange rate shifted by -0.1909 (-9.92%).

2026 Avg (March) 1.7330
2025 Avg (March) 1.9239

рдорд╛рд╕рд┐рдХ рд╡рд┐рд╢реНрд▓реЗрд╖рдг

рдкреНрд░рддреНрдпреЗрдХ рдХреЕрд▓реЗрдВрдбрд░ рдорд╣рд┐рдиреНрдпрд╛рд╕рд╛рдареА рд╕рд╛рдВрдЦреНрдпрд┐рдХреАрдп рд╕рд╛рд░рд╛рдВрд╢.

Month High Low Average
January 1.7334 1.6880 1.7194
February 1.7578 1.7096 1.7347
March 1.7579 1.7018 1.7330
April 1.7215 1.6575 1.6965
May 1.6701 1.6605 1.6651
June 1.7155 1.6588 1.6950
July 1.7010 1.6898 1.6966