YEARLY HIGH
2.0036 XPF
YEARLY LOW
1.7189 XPF
YEARLY AVERAGE
1.8405 XPF

2025 PHP to XPF Performance & Market Timing Review

Analysis of key historical highlights and timing insights for 2025

During 2025, the PHP to XPF exchange rate experienced significant fluctuation. The market reached its absolute peak on January 2, valuing the pair at 2.0036. Conversely, the yearly low was recorded on December 12, dropping to 1.7189.

This high-to-low spread represents a total annual volatility of 0.2847 XPF. From a start-to-finish perspective, comparing the January average rate of 1.9723 to the December average rate of 1.7312, the exchange rate registered a net change of -12.22% (reflecting a weakening trend).

Looking at year-over-year peak valuations, the 2025 high of 2.0036 was up 0.98% compared to the 2024 peak of 1.9842, indicating shifts in long-term support levels.

Transfer Payout Power Comparison

Comparing the value generated converting 250,000 PHP based on timing:

Yearly Peak High 500,898 XPF
2024 Average 481,365 XPF
Yearly Trough Low 429,735 XPF
Transaction Impact: A difference of 71,162.57 XPF purely based on transaction execution date.

Trend Visualization

Monthly average fluctuations over the course of 2025.

1.9997
1.7068
JanuMarcMayJulySeptNove

PHP to XPF Seasonal Trends & Volatility Analysis

A structured review of seasonal halves, trading extremes, consecutive streaks, and historical baselines.

Seasonal Halves (H1 vs H2)

Seasonal

The average exchange rate in the first half of the year (H1: JanтАУJun) was 1.9132, compared to 1.7678 in the second half (H2: JulтАУDec). This shows that the rate was stronger in the first half (JanтАУJun) by a margin of 0.1454 points.

H1 Avg (JanтАУJun) 1.9132
H2 Avg (JulтАУDec) 1.7678

Volatility Range Comparison

Volatility

The most volatile month in 2025 was April, with a trading range of 0.0990 XPF (High: 1.9298 / Low: 1.8308). On the other end, August was the most stable month, with a tight range of 0.0279 XPF (High: 1.8097 / Low: 1.7818).

April Spread (Volatile) ┬▒0.0990
August Spread (Stable) ┬▒0.0279

Growth Streaks & Declines

Trends

No sustained consecutive month-over-month growth streak of 2+ months occurred in 2025. Conversely, the sharpest month-over-month decline occurred between May and June, when the average rate fell by 0.0662 points.

Longest Streak 1 Mo.
Sharpest MoM Drop -0.0662

Same-Month Historical Baseline

YoY Baseline

Comparing the current year's strongest month average (January 2025: 1.9723) against the same month in 2024 (average: 1.9545), the exchange rate shifted by +0.0177 (+0.91%).

2025 Avg (January) 1.9723
2024 Avg (January) 1.9545

рдорд╛рд╕рд┐рдХ рд╡рд┐рд╢реНрд▓реЗрд╖рдг

рдкреНрд░рддреНрдпреЗрдХ рдХреЕрд▓реЗрдВрдбрд░ рдорд╣рд┐рдиреНрдпрд╛рд╕рд╛рдареА рд╕рд╛рдВрдЦреНрдпрд┐рдХреАрдп рд╕рд╛рд░рд╛рдВрд╢.

Month High Low Average
January 2.0036 1.9504 1.9723
February 1.9931 1.9591 1.9753
March 1.9845 1.9043 1.9239
April 1.9298 1.8308 1.8686
May 1.9239 1.8856 1.9026
June 1.8836 1.7951 1.8364
July 1.8089 1.7767 1.7957
August 1.8097 1.7818 1.7940
September 1.7970 1.7458 1.7758
October 1.7732 1.7326 1.7567
November 1.7731 1.7395 1.7534
December 1.7583 1.7189 1.7312