YEARLY HIGH
5.4538 BIF
YEARLY LOW
5.2499 BIF
YEARLY AVERAGE
5.3622 BIF

2020 MRO to BIF Performance & Market Timing Review

Analysis of key historical highlights and timing insights for 2020

During 2020, the MRO to BIF exchange rate experienced significant fluctuation. The market reached its absolute peak on December 4, valuing the pair at 5.4538. Conversely, the yearly low was recorded on March 29, dropping to 5.2499.

This high-to-low spread represents a total annual volatility of 0.2039 BIF. From a start-to-finish perspective, comparing the January average rate of 5.2793 to the December average rate of 5.4412, the exchange rate registered a net change of 3.07% (reflecting a strengthening trend).

Looking at year-over-year peak valuations, the 2020 high of 5.4538 was up 3.29% compared to the 2019 peak of 5.2801, indicating shifts in long-term support levels.

Transfer Payout Power Comparison

Comparing the value generated converting 5,000 MRO based on timing:

Yearly Peak High 27,269 BIF
2019 Average 25,796 BIF
Yearly Trough Low 26,250 BIF
Transaction Impact: A difference of 1,019.37 BIF purely based on transaction execution date.

Trend Visualization

Monthly average fluctuations over the course of 2020.

5.4574
5.2631
JanuMarcMayJulySeptNove

MRO to BIF Seasonal Trends & Volatility Analysis

A structured review of seasonal halves, trading extremes, consecutive streaks, and historical baselines.

Seasonal Halves (H1 vs H2)

Seasonal

The average exchange rate in the first half of the year (H1: Jan–Jun) was 5.3086, compared to 5.4158 in the second half (H2: Jul–Dec). This shows that the rate was stronger in the second half (Jul–Dec) by a margin of 0.1072 points.

H1 Avg (Jan–Jun) 5.3086
H2 Avg (Jul–Dec) 5.4158

Volatility Range Comparison

Volatility

The most volatile month in 2020 was April, with a trading range of 0.0808 BIF (High: 5.3445 / Low: 5.2638). On the other end, December was the most stable month, with a tight range of 0.0184 BIF (High: 5.4538 / Low: 5.4353).

April Spread (Volatile) ±0.0808
December Spread (Stable) ±0.0184

Growth Streaks & Declines

Trends

Between January and December, the exchange rate recorded its longest consecutive growth streak of the year, climbing for 11 straight months. No significant month-over-month rate declines were detected.

Longest Streak 11 Mo.
Sharpest MoM Drop -0.0000

Same-Month Historical Baseline

YoY Baseline

Comparing the current year's strongest month average (December 2020: 5.4412) against the same month in 2019 (average: 5.2586), the exchange rate shifted by +0.1826 (+3.47%).

2020 Avg (December) 5.4412
2019 Avg (December) 5.2586

Monthly Breakdown

Statistical summary for each calendar month.

Month High Low Average
January 5.2969 5.2629 5.2793
February 5.2969 5.2739 5.2886
March 5.3260 5.2499 5.2983
April 5.3445 5.2638 5.3113
May 5.3529 5.2931 5.3316
June 5.3791 5.3219 5.3427
July 5.4039 5.3501 5.3899
August 5.4167 5.3868 5.4021
September 5.4230 5.4006 5.4102
October 5.4342 5.4086 5.4197
November 5.4426 5.4193 5.4316
December 5.4538 5.4353 5.4412