2012 MVR to MAD Historical Review

YEARLY HIGH

0.6395 MAD

YEARLY LOW

0.5470 MAD

YEARLY AVERAGE

0.5881 MAD

2012 MVR to MAD Performance & Market Timing Review

Analysis of key historical highlights and timing insights for 2012

During 2012, the MVR to MAD exchange rate experienced significant fluctuation. The market reached its absolute peak on July 1, valuing the pair at 0.6395. Conversely, the yearly low was recorded on December 30, dropping to 0.5470.

This high-to-low spread represents a total annual volatility of 0.0925 MAD. From a start-to-finish perspective, comparing the January average rate of 0.6115 to the December average rate of 0.5526, the exchange rate registered a net change of -9.63% (reflecting a weakening trend).

Looking at year-over-year peak valuations, the 2012 high of 0.6395 was down 4.87% compared to the 2011 peak of 0.6722, indicating shifts in long-term support levels.

Transfer Payout Power Comparison

Comparing the value generated converting 5,000 MVR based on timing:

Yearly Peak High 3,197 MAD

2011 Average 2,976 MAD

Yearly Trough Low 2,735 MAD

Transaction Impact: A difference of 462.33 MAD purely based on transaction execution date.

Trend Visualization

Monthly average fluctuations over the course of 2012.

0.6328

0.5453

JanuMarcMayJulySeptNove

MVR to MAD Seasonal Trends & Volatility Analysis

A structured review of seasonal halves, trading extremes, consecutive streaks, and historical baselines.

Seasonal Halves (H1 vs H2)

Seasonal

The average exchange rate in the first half of the year (H1: Jan–Jun) was 0.6087, compared to 0.5675 in the second half (H2: Jul–Dec). This shows that the rate was stronger in the first half (Jan–Jun) by a margin of 0.0411 points.

H1 Avg (Jan–Jun) 0.6087

H2 Avg (Jul–Dec) 0.5675

Volatility Range Comparison

Volatility

The most volatile month in 2012 was July, with a trading range of 0.0603 MAD (High: 0.6395 / Low: 0.5792). On the other end, November was the most stable month, with a tight range of 0.0101 MAD (High: 0.5662 / Low: 0.5561).

July Spread (Volatile) ±0.0603

November Spread (Stable) ±0.0101

Growth Streaks & Declines

Trends

Between February and June, the exchange rate recorded its longest consecutive growth streak of the year, climbing for 4 straight months. Conversely, the sharpest month-over-month decline occurred between June and July, when the average rate fell by 0.0279 points.

Longest Streak 4 Mo.

Sharpest MoM Drop -0.0279

Same-Month Historical Baseline

YoY Baseline

Comparing the current year's strongest month average (July 2012: 0.5977) against the same month in 2011 (average: 0.5624), the exchange rate shifted by +0.0353 (+6.28%).

2012 Avg (July) 0.5977

2011 Avg (July) 0.5624

Monthly Breakdown

Statistical summary for each calendar month.

Month	High	Low	Average
January	0.6215	0.6001	0.6115
February	0.6068	0.5912	0.5987
March	0.6068	0.5947	0.6000
April	0.6066	0.5954	0.6014
May	0.6306	0.5983	0.6148
June	0.6324	0.6173	0.6255
July	0.6395	0.5792	0.5977
August	0.5821	0.5681	0.5776
September	0.5702	0.5529	0.5599
October	0.5596	0.5487	0.5559
November	0.5662	0.5561	0.5614
December	0.5593	0.5470	0.5526