2021 MVR to MAD Historical Review

YEARLY HIGH

0.6056 MAD

YEARLY LOW

0.5693 MAD

YEARLY AVERAGE

0.5825 MAD

2021 MVR to MAD Performance & Market Timing Review

Analysis of key historical highlights and timing insights for 2021

During 2021, the MVR to MAD exchange rate experienced significant fluctuation. The market reached its absolute peak on December 18, valuing the pair at 0.6056. Conversely, the yearly low was recorded on June 9, dropping to 0.5693.

This high-to-low spread represents a total annual volatility of 0.0363 MAD. From a start-to-finish perspective, comparing the January average rate of 0.5781 to the December average rate of 0.5995, the exchange rate registered a net change of 3.69% (reflecting a strengthening trend).

Looking at year-over-year peak valuations, the 2021 high of 0.6056 was down 9.42% compared to the 2020 peak of 0.6685, indicating shifts in long-term support levels.

Transfer Payout Power Comparison

Comparing the value generated converting 5,000 MVR based on timing:

Yearly Peak High 3,028 MAD

2020 Average 3,077 MAD

Yearly Trough Low 2,846 MAD

Transaction Impact: A difference of 181.48 MAD purely based on transaction execution date.

Trend Visualization

Monthly average fluctuations over the course of 2021.

0.6020

0.5715

JanuMarcMayJulySeptNove

MVR to MAD Seasonal Trends & Volatility Analysis

A structured review of seasonal halves, trading extremes, consecutive streaks, and historical baselines.

Seasonal Halves (H1 vs H2)

Seasonal

The average exchange rate in the first half of the year (H1: Jan–Jun) was 0.5783, compared to 0.5868 in the second half (H2: Jul–Dec). This shows that the rate was stronger in the second half (Jul–Dec) by a margin of 0.0084 points.

H1 Avg (Jan–Jun) 0.5783

H2 Avg (Jul–Dec) 0.5868

Volatility Range Comparison

Volatility

The most volatile month in 2021 was November, with a trading range of 0.0151 MAD (High: 0.6014 / Low: 0.5863). On the other end, October was the most stable month, with a tight range of 0.0053 MAD (High: 0.5895 / Low: 0.5842).

November Spread (Volatile) ±0.0151

October Spread (Stable) ±0.0053

Growth Streaks & Declines

Trends

Between June and December, the exchange rate recorded its longest consecutive growth streak of the year, climbing for 6 straight months. Conversely, the sharpest month-over-month decline occurred between April and May, when the average rate fell by 0.0052 points.

Longest Streak 6 Mo.

Sharpest MoM Drop -0.0052

Same-Month Historical Baseline

YoY Baseline

Comparing the current year's strongest month average (December 2021: 0.5995) against the same month in 2020 (average: 0.5828), the exchange rate shifted by +0.0167 (+2.87%).

2021 Avg (December) 0.5995

2020 Avg (December) 0.5828

Monthly Breakdown

Statistical summary for each calendar month.

Month	High	Low	Average
January	0.5824	0.5710	0.5781
February	0.5848	0.5773	0.5806
March	0.5875	0.5799	0.5834
April	0.5860	0.5747	0.5795
May	0.5823	0.5695	0.5743
June	0.5813	0.5693	0.5740
July	0.5827	0.5771	0.5802
August	0.5839	0.5767	0.5805
September	0.5867	0.5773	0.5810
October	0.5895	0.5842	0.5863
November	0.6014	0.5863	0.5932
December	0.6056	0.5958	0.5995