2020 MVR to MAD Historical Review

YEARLY HIGH

0.6685 MAD

YEARLY LOW

0.5769 MAD

YEARLY AVERAGE

0.6155 MAD

2020 MVR to MAD Performance & Market Timing Review

Analysis of key historical highlights and timing insights for 2020

During 2020, the MVR to MAD exchange rate experienced significant fluctuation. The market reached its absolute peak on April 5, valuing the pair at 0.6685. Conversely, the yearly low was recorded on December 19, dropping to 0.5769.

This high-to-low spread represents a total annual volatility of 0.0916 MAD. From a start-to-finish perspective, comparing the January average rate of 0.6217 to the December average rate of 0.5828, the exchange rate registered a net change of -6.26% (reflecting a weakening trend).

Looking at year-over-year peak valuations, the 2020 high of 0.6685 was up 5.45% compared to the 2019 peak of 0.6340, indicating shifts in long-term support levels.

Transfer Payout Power Comparison

Comparing the value generated converting 5,000 MVR based on timing:

Yearly Peak High 3,343 MAD

2019 Average 3,113 MAD

Yearly Trough Low 2,885 MAD

Transaction Impact: A difference of 458.00 MAD purely based on transaction execution date.

Trend Visualization

Monthly average fluctuations over the course of 2020.

0.6647

0.5753

JanuMarcMayJulySeptNove

MVR to MAD Seasonal Trends & Volatility Analysis

A structured review of seasonal halves, trading extremes, consecutive streaks, and historical baselines.

Seasonal Halves (H1 vs H2)

Seasonal

The average exchange rate in the first half of the year (H1: Jan–Jun) was 0.6326, compared to 0.5985 in the second half (H2: Jul–Dec). This shows that the rate was stronger in the first half (Jan–Jun) by a margin of 0.0340 points.

H1 Avg (Jan–Jun) 0.6326

H2 Avg (Jul–Dec) 0.5985

Volatility Range Comparison

Volatility

The most volatile month in 2020 was March, with a trading range of 0.0482 MAD (High: 0.6562 / Low: 0.6080). On the other end, January was the most stable month, with a tight range of 0.0050 MAD (High: 0.6245 / Low: 0.6195).

March Spread (Volatile) ±0.0482

January Spread (Stable) ±0.0050

Growth Streaks & Declines

Trends

Between January and April, the exchange rate recorded its longest consecutive growth streak of the year, climbing for 3 straight months. Conversely, the sharpest month-over-month decline occurred between July and August, when the average rate fell by 0.0208 points.

Longest Streak 3 Mo.

Sharpest MoM Drop -0.0208

Same-Month Historical Baseline

YoY Baseline

Comparing the current year's strongest month average (April 2020: 0.6572) against the same month in 2019 (average: 0.6246), the exchange rate shifted by +0.0326 (+5.23%).

2020 Avg (April) 0.6572

2019 Avg (April) 0.6246

Monthly Breakdown

Statistical summary for each calendar month.

Month	High	Low	Average
January	0.6245	0.6195	0.6217
February	0.6330	0.6188	0.6262
March	0.6562	0.6080	0.6269
April	0.6685	0.6398	0.6572
May	0.6398	0.6332	0.6365
June	0.6309	0.6212	0.6268
July	0.6310	0.6048	0.6201
August	0.6069	0.5937	0.5993
September	0.6030	0.5917	0.5986
October	0.6010	0.5940	0.5976
November	0.6003	0.5886	0.5929
December	0.6042	0.5769	0.5828