2015 MVR to NAD Historical Review

YEARLY HIGH

1.0353 NAD

YEARLY LOW

0.7430 NAD

YEARLY AVERAGE

0.8349 NAD

2015 MVR to NAD Performance & Market Timing Review

Analysis of key historical highlights and timing insights for 2015

During 2015, the MVR to NAD exchange rate experienced significant fluctuation. The market reached its absolute peak on December 11, valuing the pair at 1.0353. Conversely, the yearly low was recorded on February 5, dropping to 0.7430.

This high-to-low spread represents a total annual volatility of 0.2923 NAD. From a start-to-finish perspective, comparing the January average rate of 0.7575 to the December average rate of 0.9824, the exchange rate registered a net change of 29.68% (reflecting a strengthening trend).

Looking at year-over-year peak valuations, the 2015 high of 1.0353 was up 35.53% compared to the 2014 peak of 0.7639, indicating shifts in long-term support levels.

Transfer Payout Power Comparison

Comparing the value generated converting 5,000 MVR based on timing:

Yearly Peak High 5,177 NAD

2014 Average 3,525 NAD

Yearly Trough Low 3,715 NAD

Transaction Impact: A difference of 1,461.37 NAD purely based on transaction execution date.

Trend Visualization

Monthly average fluctuations over the course of 2015.

1.0048

0.7350

JanuMarcMayJulySeptNove

MVR to NAD Seasonal Trends & Volatility Analysis

A structured review of seasonal halves, trading extremes, consecutive streaks, and historical baselines.

Seasonal Halves (H1 vs H2)

Seasonal

The average exchange rate in the first half of the year (H1: Jan–Jun) was 0.7805, compared to 0.8894 in the second half (H2: Jul–Dec). This shows that the rate was stronger in the second half (Jul–Dec) by a margin of 0.1088 points.

H1 Avg (Jan–Jun) 0.7805

H2 Avg (Jul–Dec) 0.8894

Volatility Range Comparison

Volatility

The most volatile month in 2015 was December, with a trading range of 0.1050 NAD (High: 1.0353 / Low: 0.9303). On the other end, January was the most stable month, with a tight range of 0.0205 NAD (High: 0.7677 / Low: 0.7472).

December Spread (Volatile) ±0.1050

January Spread (Stable) ±0.0205

Growth Streaks & Declines

Trends

Between May and September, the exchange rate recorded its longest consecutive growth streak of the year, climbing for 4 straight months. Conversely, the sharpest month-over-month decline occurred between September and October, when the average rate fell by 0.0111 points.

Longest Streak 4 Mo.

Sharpest MoM Drop -0.0111

Same-Month Historical Baseline

YoY Baseline

Comparing the current year's strongest month average (December 2015: 0.9824) against the same month in 2014 (average: 0.7523), the exchange rate shifted by +0.2301 (+30.59%).

2015 Avg (December) 0.9824

2014 Avg (December) 0.7523

Monthly Breakdown

Statistical summary for each calendar month.

Month	High	Low	Average
January	0.7677	0.7472	0.7575
February	0.7735	0.7430	0.7594
March	0.8186	0.7624	0.7917
April	0.7995	0.7715	0.7860
May	0.7977	0.7723	0.7836
June	0.8264	0.7923	0.8049
July	0.8285	0.7998	0.8141
August	0.8699	0.8263	0.8426
September	0.9159	0.8701	0.8924
October	0.9097	0.8546	0.8813
November	0.9439	0.8978	0.9234
December	1.0353	0.9303	0.9824