2020 MVR to NAD Historical Review

YEARLY HIGH

1.2356 NAD

YEARLY LOW

0.9062 NAD

YEARLY AVERAGE

1.0682 NAD

2020 MVR to NAD Performance & Market Timing Review

Analysis of key historical highlights and timing insights for 2020

During 2020, the MVR to NAD exchange rate experienced significant fluctuation. The market reached its absolute peak on April 23, valuing the pair at 1.2356. Conversely, the yearly low was recorded on January 4, dropping to 0.9062.

This high-to-low spread represents a total annual volatility of 0.3294 NAD. From a start-to-finish perspective, comparing the January average rate of 0.9290 to the December average rate of 0.9652, the exchange rate registered a net change of 3.90% (reflecting a strengthening trend).

Looking at year-over-year peak valuations, the 2020 high of 1.2356 was down 48.42% compared to the 2019 peak of 2.3955, indicating shifts in long-term support levels.

Transfer Payout Power Comparison

Comparing the value generated converting 5,000 MVR based on timing:

Yearly Peak High 6,178 NAD

2019 Average 4,697 NAD

Yearly Trough Low 4,531 NAD

Transaction Impact: A difference of 1,646.95 NAD purely based on transaction execution date.

Trend Visualization

Monthly average fluctuations over the course of 2020.

1.2309

0.9015

JanuMarcMayJulySeptNove

MVR to NAD Seasonal Trends & Volatility Analysis

A structured review of seasonal halves, trading extremes, consecutive streaks, and historical baselines.

Seasonal Halves (H1 vs H2)

Seasonal

The average exchange rate in the first half of the year (H1: Jan–Jun) was 1.0769, compared to 1.0595 in the second half (H2: Jul–Dec). This shows that the rate was stronger in the first half (Jan–Jun) by a margin of 0.0174 points.

H1 Avg (Jan–Jun) 1.0769

H2 Avg (Jul–Dec) 1.0595

Volatility Range Comparison

Volatility

The most volatile month in 2020 was March, with a trading range of 0.1771 NAD (High: 1.1648 / Low: 0.9878). On the other end, February was the most stable month, with a tight range of 0.0369 NAD (High: 0.9929 / Low: 0.9560).

March Spread (Volatile) ±0.1771

February Spread (Stable) ±0.0369

Growth Streaks & Declines

Trends

Between January and April, the exchange rate recorded its longest consecutive growth streak of the year, climbing for 3 straight months. Conversely, the sharpest month-over-month decline occurred between October and November, when the average rate fell by 0.0697 points.

Longest Streak 3 Mo.

Sharpest MoM Drop -0.0697

Same-Month Historical Baseline

YoY Baseline

Comparing the current year's strongest month average (April 2020: 1.2034) against the same month in 2019 (average: 0.9182), the exchange rate shifted by +0.2852 (+31.06%).

2020 Avg (April) 1.2034

2019 Avg (April) 0.9182

Monthly Breakdown

Statistical summary for each calendar month.

Month	High	Low	Average
January	0.9560	0.9062	0.9290
February	0.9929	0.9560	0.9690
March	1.1648	0.9878	1.0768
April	1.2356	1.1622	1.2034
May	1.2110	1.1256	1.1749
June	1.1277	1.0696	1.1085
July	1.1078	1.0681	1.0872
August	1.1480	1.0746	1.1256
September	1.1259	1.0532	1.0906
October	1.1756	1.0487	1.0790
November	1.0584	0.9909	1.0093
December	0.9971	0.9445	0.9652