2021 MVR to NAD Historical Review

YEARLY HIGH

1.0524 NAD

YEARLY LOW

0.8732 NAD

YEARLY AVERAGE

0.9583 NAD

2021 MVR to NAD Performance & Market Timing Review

Analysis of key historical highlights and timing insights for 2021

During 2021, the MVR to NAD exchange rate experienced significant fluctuation. The market reached its absolute peak on November 28, valuing the pair at 1.0524. Conversely, the yearly low was recorded on June 6, dropping to 0.8732.

This high-to-low spread represents a total annual volatility of 0.1792 NAD. From a start-to-finish perspective, comparing the January average rate of 0.9790 to the December average rate of 1.0302, the exchange rate registered a net change of 5.22% (reflecting a strengthening trend).

Looking at year-over-year peak valuations, the 2021 high of 1.0524 was down 14.82% compared to the 2020 peak of 1.2356, indicating shifts in long-term support levels.

Transfer Payout Power Comparison

Comparing the value generated converting 5,000 MVR based on timing:

Yearly Peak High 5,262 NAD

2020 Average 5,342 NAD

Yearly Trough Low 4,366 NAD

Transaction Impact: A difference of 896.23 NAD purely based on transaction execution date.

Trend Visualization

Monthly average fluctuations over the course of 2021.

1.0436

0.8828

JanuMarcMayJulySeptNove

MVR to NAD Seasonal Trends & Volatility Analysis

A structured review of seasonal halves, trading extremes, consecutive streaks, and historical baselines.

Seasonal Halves (H1 vs H2)

Seasonal

The average exchange rate in the first half of the year (H1: Jan–Jun) was 0.9416, compared to 0.9750 in the second half (H2: Jul–Dec). This shows that the rate was stronger in the second half (Jul–Dec) by a margin of 0.0334 points.

H1 Avg (Jan–Jun) 0.9416

H2 Avg (Jul–Dec) 0.9750

Volatility Range Comparison

Volatility

The most volatile month in 2021 was November, with a trading range of 0.1187 NAD (High: 1.0524 / Low: 0.9338). On the other end, April was the most stable month, with a tight range of 0.0304 NAD (High: 0.9506 / Low: 0.9202).

November Spread (Volatile) ±0.1187

April Spread (Stable) ±0.0304

Growth Streaks & Declines

Trends

Between June and December, the exchange rate recorded its longest consecutive growth streak of the year, climbing for 6 straight months. Conversely, the sharpest month-over-month decline occurred between March and April, when the average rate fell by 0.0337 points.

Longest Streak 6 Mo.

Sharpest MoM Drop -0.0337

Same-Month Historical Baseline

YoY Baseline

Comparing the current year's strongest month average (November 2021: 1.0018) against the same month in 2020 (average: 1.0093), the exchange rate shifted by -0.0075 (-0.74%).

2021 Avg (November) 1.0018

2020 Avg (November) 1.0093

Monthly Breakdown

Statistical summary for each calendar month.

Month	High	Low	Average
January	1.0058	0.9474	0.9790
February	0.9786	0.9431	0.9563
March	1.0104	0.9515	0.9704
April	0.9506	0.9202	0.9368
May	0.9433	0.8916	0.9111
June	0.9336	0.8732	0.8962
July	0.9636	0.9266	0.9433
August	0.9909	0.9295	0.9511
September	0.9793	0.9267	0.9604
October	0.9793	0.9340	0.9632
November	1.0524	0.9338	1.0018
December	1.0485	1.0045	1.0302