2020 MZN to HRK Historical Review

YEARLY HIGH

0.1084 HRK

YEARLY LOW

0.0818 HRK

YEARLY AVERAGE

0.0957 HRK

2020 MZN to HRK Performance & Market Timing Review

Analysis of key historical highlights and timing insights for 2020

During 2020, the MZN to HRK exchange rate experienced significant fluctuation. The market reached its absolute peak on January 5, valuing the pair at 0.1084. Conversely, the yearly low was recorded on December 30, dropping to 0.0818.

This high-to-low spread represents a total annual volatility of 0.0266 HRK. From a start-to-finish perspective, comparing the January average rate of 0.1072 to the December average rate of 0.0832, the exchange rate registered a net change of -22.40% (reflecting a weakening trend).

Looking at year-over-year peak valuations, the 2020 high of 0.1084 was down 4.77% compared to the 2019 peak of 0.1139, indicating shifts in long-term support levels.

Transfer Payout Power Comparison

Comparing the value generated converting 5,000 MZN based on timing:

Yearly Peak High 542 HRK

2019 Average 530 HRK

Yearly Trough Low 409 HRK

Transaction Impact: A difference of 133.00 HRK purely based on transaction execution date.

Trend Visualization

Monthly average fluctuations over the course of 2020.

0.1096

0.0808

JanuMarcMayJulySeptNove

MZN to HRK Seasonal Trends & Volatility Analysis

A structured review of seasonal halves, trading extremes, consecutive streaks, and historical baselines.

Seasonal Halves (H1 vs H2)

Seasonal

The average exchange rate in the first half of the year (H1: Jan–Jun) was 0.1031, compared to 0.0883 in the second half (H2: Jul–Dec). This shows that the rate was stronger in the first half (Jan–Jun) by a margin of 0.0148 points.

H1 Avg (Jan–Jun) 0.1031

H2 Avg (Jul–Dec) 0.0883

Volatility Range Comparison

Volatility

The most volatile month in 2020 was March, with a trading range of 0.0073 HRK (High: 0.1076 / Low: 0.1003). On the other end, October was the most stable month, with a tight range of 0.0017 HRK (High: 0.0893 / Low: 0.0876).

March Spread (Volatile) ±0.0073

October Spread (Stable) ±0.0017

Growth Streaks & Declines

Trends

No sustained consecutive month-over-month growth streak of 2+ months occurred in 2020. Conversely, the sharpest month-over-month decline occurred between May and June, when the average rate fell by 0.0049 points.

Longest Streak 1 Mo.

Sharpest MoM Drop -0.0049

Same-Month Historical Baseline

YoY Baseline

Comparing the current year's strongest month average (January 2020: 0.1072) against the same month in 2019 (average: 0.1056), the exchange rate shifted by +0.0016 (+1.53%).

2020 Avg (January) 0.1072

2019 Avg (January) 0.1056

Monthly Breakdown

Statistical summary for each calendar month.

Month	High	Low	Average
January	0.1084	0.1053	0.1072
February	0.1071	0.1038	0.1060
March	0.1076	0.1003	0.1037
April	0.1056	0.1021	0.1039
May	0.1033	0.0985	0.1013
June	0.0983	0.0956	0.0964
July	0.0959	0.0891	0.0933
August	0.0898	0.0881	0.0891
September	0.0900	0.0881	0.0890
October	0.0893	0.0876	0.0885
November	0.0889	0.0852	0.0866
December	0.0845	0.0818	0.0832