2021 MZN to HRK Historical Review

YEARLY HIGH

0.1138 HRK

YEARLY LOW

0.0820 HRK

YEARLY AVERAGE

0.0977 HRK

2021 MZN to HRK Performance & Market Timing Review

Analysis of key historical highlights and timing insights for 2021

During 2021, the MZN to HRK exchange rate experienced significant fluctuation. The market reached its absolute peak on April 15, valuing the pair at 0.1138. Conversely, the yearly low was recorded on January 6, dropping to 0.0820.

This high-to-low spread represents a total annual volatility of 0.0318 HRK. From a start-to-finish perspective, comparing the January average rate of 0.0829 to the December average rate of 0.1042, the exchange rate registered a net change of 25.64% (reflecting a strengthening trend).

Looking at year-over-year peak valuations, the 2021 high of 0.1138 was up 4.94% compared to the 2020 peak of 0.1084, indicating shifts in long-term support levels.

Transfer Payout Power Comparison

Comparing the value generated converting 5,000 MZN based on timing:

Yearly Peak High 569 HRK

2020 Average 478 HRK

Yearly Trough Low 410 HRK

Transaction Impact: A difference of 159.08 HRK purely based on transaction execution date.

Trend Visualization

Monthly average fluctuations over the course of 2021.

0.1085

0.0806

JanuMarcMayJulySeptNove

MZN to HRK Seasonal Trends & Volatility Analysis

A structured review of seasonal halves, trading extremes, consecutive streaks, and historical baselines.

Seasonal Halves (H1 vs H2)

Seasonal

The average exchange rate in the first half of the year (H1: Jan–Jun) was 0.0941, compared to 0.1014 in the second half (H2: Jul–Dec). This shows that the rate was stronger in the second half (Jul–Dec) by a margin of 0.0073 points.

H1 Avg (Jan–Jun) 0.0941

H2 Avg (Jul–Dec) 0.1014

Volatility Range Comparison

Volatility

The most volatile month in 2021 was April, with a trading range of 0.0188 HRK (High: 0.1138 / Low: 0.0950). On the other end, December was the most stable month, with a tight range of 0.0013 HRK (High: 0.1048 / Low: 0.1035).

April Spread (Volatile) ±0.0188

December Spread (Stable) ±0.0013

Growth Streaks & Declines

Trends

Between January and April, the exchange rate recorded its longest consecutive growth streak of the year, climbing for 3 straight months. Conversely, the sharpest month-over-month decline occurred between May and June, when the average rate fell by 0.0051 points.

Longest Streak 3 Mo.

Sharpest MoM Drop -0.0051

Same-Month Historical Baseline

YoY Baseline

Comparing the current year's strongest month average (April 2021: 0.1061) against the same month in 2020 (average: 0.1039), the exchange rate shifted by +0.0022 (+2.15%).

2021 Avg (April) 0.1061

2020 Avg (April) 0.1039

Monthly Breakdown

Statistical summary for each calendar month.

Month	High	Low	Average
January	0.0837	0.0820	0.0829
February	0.0841	0.0828	0.0833
March	0.0940	0.0839	0.0877
April	0.1138	0.0950	0.1061
May	0.1092	0.1007	0.1048
June	0.1006	0.0986	0.0996
July	0.1006	0.0992	0.0998
August	0.1008	0.0992	0.1000
September	0.1015	0.0988	0.0998
October	0.1020	0.1007	0.1015
November	0.1052	0.1014	0.1033
December	0.1048	0.1035	0.1042