2025 MZN to HRK Historical Review

YEARLY HIGH

0.1151 HRK

YEARLY LOW

0.0993 HRK

YEARLY AVERAGE

0.1045 HRK

2025 MZN to HRK Performance & Market Timing Review

Analysis of key historical highlights and timing insights for 2025

During 2025, the MZN to HRK exchange rate experienced significant fluctuation. The market reached its absolute peak on January 12, valuing the pair at 0.1151. Conversely, the yearly low was recorded on September 16, dropping to 0.0993.

This high-to-low spread represents a total annual volatility of 0.0158 HRK. From a start-to-finish perspective, comparing the January average rate of 0.1140 to the December average rate of 0.1006, the exchange rate registered a net change of -11.69% (reflecting a weakening trend).

Looking at year-over-year peak valuations, the 2025 high of 0.1151 was up 0.93% compared to the 2024 peak of 0.1140, indicating shifts in long-term support levels.

Transfer Payout Power Comparison

Comparing the value generated converting 5,000 MZN based on timing:

Yearly Peak High 576 HRK

2024 Average 545 HRK

Yearly Trough Low 497 HRK

Transaction Impact: A difference of 78.96 HRK purely based on transaction execution date.

Trend Visualization

Monthly average fluctuations over the course of 2025.

0.1153

0.0991

JanuMarcMayJulySeptNove

MZN to HRK Seasonal Trends & Volatility Analysis

A structured review of seasonal halves, trading extremes, consecutive streaks, and historical baselines.

Seasonal Halves (H1 vs H2)

Seasonal

The average exchange rate in the first half of the year (H1: Jan–Jun) was 0.1080, compared to 0.1010 in the second half (H2: Jul–Dec). This shows that the rate was stronger in the first half (Jan–Jun) by a margin of 0.0070 points.

H1 Avg (Jan–Jun) 0.1080

H2 Avg (Jul–Dec) 0.1010

Volatility Range Comparison

Volatility

The most volatile month in 2025 was April, with a trading range of 0.0070 HRK (High: 0.1092 / Low: 0.1022). On the other end, August was the most stable month, with a tight range of 0.0012 HRK (High: 0.1017 / Low: 0.1006).

April Spread (Volatile) ±0.0070

August Spread (Stable) ±0.0012

Growth Streaks & Declines

Trends

Between September and November, the exchange rate recorded its longest consecutive growth streak of the year, climbing for 2 straight months. Conversely, the sharpest month-over-month decline occurred between March and April, when the average rate fell by 0.0043 points.

Longest Streak 2 Mo.

Sharpest MoM Drop -0.0043

Same-Month Historical Baseline

YoY Baseline

Comparing the current year's strongest month average (January 2025: 0.1140) against the same month in 2024 (average: 0.1083), the exchange rate shifted by +0.0057 (+5.25%).

2025 Avg (January) 0.1140

2024 Avg (January) 0.1083

Monthly Breakdown

Statistical summary for each calendar month.

Month	High	Low	Average
January	0.1151	0.1123	0.1140
February	0.1150	0.1121	0.1132
March	0.1136	0.1078	0.1092
April	0.1092	0.1022	0.1049
May	0.1064	0.1035	0.1046
June	0.1040	0.1000	0.1022
July	0.1031	0.0998	0.1008
August	0.1017	0.1006	0.1011
September	0.1013	0.0993	0.1005
October	0.1022	0.1004	0.1013
November	0.1026	0.1013	0.1019
December	0.1016	0.0999	0.1006