2018 NAD to BAM Historical Review

YEARLY HIGH

0.1378 BAM

YEARLY LOW

0.1110 BAM

YEARLY AVERAGE

0.1258 BAM

2018 NAD to BAM Performance & Market Timing Review

Analysis of key historical highlights and timing insights for 2018

During 2018, the NAD to BAM exchange rate experienced significant fluctuation. The market reached its absolute peak on February 24, valuing the pair at 0.1378. Conversely, the yearly low was recorded on September 16, dropping to 0.1110.

This high-to-low spread represents a total annual volatility of 0.0268 BAM. From a start-to-finish perspective, comparing the January average rate of 0.1317 to the December average rate of 0.1207, the exchange rate registered a net change of -8.32% (reflecting a weakening trend).

Looking at year-over-year peak valuations, the 2018 high of 0.1378 was down 5.43% compared to the 2017 peak of 0.1457, indicating shifts in long-term support levels.

Transfer Payout Power Comparison

Comparing the value generated converting 5,000 NAD based on timing:

Yearly Peak High 689 BAM

2017 Average 652 BAM

Yearly Trough Low 555 BAM

Transaction Impact: A difference of 133.95 BAM purely based on transaction execution date.

Trend Visualization

Monthly average fluctuations over the course of 2018.

0.1358

0.1126

JanuMarcMayJulySeptNove

NAD to BAM Seasonal Trends & Volatility Analysis

A structured review of seasonal halves, trading extremes, consecutive streaks, and historical baselines.

Seasonal Halves (H1 vs H2)

Seasonal

The average exchange rate in the first half of the year (H1: Jan–Jun) was 0.1316, compared to 0.1199 in the second half (H2: Jul–Dec). This shows that the rate was stronger in the first half (Jan–Jun) by a margin of 0.0117 points.

H1 Avg (Jan–Jun) 0.1316

H2 Avg (Jul–Dec) 0.1199

Volatility Range Comparison

Volatility

The most volatile month in 2018 was August, with a trading range of 0.0114 BAM (High: 0.1274 / Low: 0.1159). On the other end, March was the most stable month, with a tight range of 0.0036 BAM (High: 0.1353 / Low: 0.1318).

August Spread (Volatile) ±0.0114

March Spread (Stable) ±0.0036

Growth Streaks & Declines

Trends

Between September and November, the exchange rate recorded its longest consecutive growth streak of the year, climbing for 2 straight months. Conversely, the sharpest month-over-month decline occurred between August and September, when the average rate fell by 0.0065 points.

Longest Streak 2 Mo.

Sharpest MoM Drop -0.0065

Same-Month Historical Baseline

YoY Baseline

Comparing the current year's strongest month average (February 2018: 0.1339) against the same month in 2017 (average: 0.1391), the exchange rate shifted by -0.0052 (-3.75%).

2018 Avg (February) 0.1339

2017 Avg (February) 0.1391

Monthly Breakdown

Statistical summary for each calendar month.

Month	High	Low	Average
January	0.1338	0.1295	0.1317
February	0.1378	0.1298	0.1339
March	0.1353	0.1318	0.1338
April	0.1344	0.1287	0.1315
May	0.1353	0.1288	0.1321
June	0.1329	0.1216	0.1266
July	0.1273	0.1202	0.1241
August	0.1274	0.1159	0.1210
September	0.1191	0.1110	0.1145
October	0.1204	0.1144	0.1173
November	0.1256	0.1171	0.1217
December	0.1262	0.1178	0.1207