2019 NAD to BAM Historical Review

YEARLY HIGH

0.1283 BAM

YEARLY LOW

0.0475 BAM

YEARLY AVERAGE

0.1208 BAM

2019 NAD to BAM Performance & Market Timing Review

Analysis of key historical highlights and timing insights for 2019

During 2019, the NAD to BAM exchange rate experienced significant fluctuation. The market reached its absolute peak on February 5, valuing the pair at 0.1283. Conversely, the yearly low was recorded on May 19, dropping to 0.0475.

This high-to-low spread represents a total annual volatility of 0.0808 BAM. From a start-to-finish perspective, comparing the January average rate of 0.1233 to the December average rate of 0.1222, the exchange rate registered a net change of -0.93% (reflecting a weakening trend).

Looking at year-over-year peak valuations, the 2019 high of 0.1283 was down 6.92% compared to the 2018 peak of 0.1378, indicating shifts in long-term support levels.

Transfer Payout Power Comparison

Comparing the value generated converting 5,000 NAD based on timing:

Yearly Peak High 641 BAM

2018 Average 629 BAM

Yearly Trough Low 237 BAM

Transaction Impact: A difference of 403.91 BAM purely based on transaction execution date.

Trend Visualization

Monthly average fluctuations over the course of 2019.

0.1259

0.1154

JanuMarcMayJulySeptNove

NAD to BAM Seasonal Trends & Volatility Analysis

A structured review of seasonal halves, trading extremes, consecutive streaks, and historical baselines.

Seasonal Halves (H1 vs H2)

Seasonal

The average exchange rate in the first half of the year (H1: Jan–Jun) was 0.1216, compared to 0.1201 in the second half (H2: Jul–Dec). This shows that the rate was stronger in the first half (Jan–Jun) by a margin of 0.0015 points.

H1 Avg (Jan–Jun) 0.1216

H2 Avg (Jul–Dec) 0.1201

Volatility Range Comparison

Volatility

The most volatile month in 2019 was May, with a trading range of 0.0754 BAM (High: 0.1228 / Low: 0.0475). On the other end, July was the most stable month, with a tight range of 0.0040 BAM (High: 0.1263 / Low: 0.1223).

May Spread (Volatile) ±0.0754

July Spread (Stable) ±0.0040

Growth Streaks & Declines

Trends

Between October and December, the exchange rate recorded its longest consecutive growth streak of the year, climbing for 2 straight months. Conversely, the sharpest month-over-month decline occurred between July and August, when the average rate fell by 0.0080 points.

Longest Streak 2 Mo.

Sharpest MoM Drop -0.0080

Same-Month Historical Baseline

YoY Baseline

Comparing the current year's strongest month average (February 2019: 0.1251) against the same month in 2018 (average: 0.1339), the exchange rate shifted by -0.0088 (-6.61%).

2019 Avg (February) 0.1251

2018 Avg (February) 0.1339

Monthly Breakdown

Statistical summary for each calendar month.

Month	High	Low	Average
January	0.1281	0.1188	0.1233
February	0.1283	0.1226	0.1251
March	0.1237	0.1190	0.1204
April	0.1244	0.1190	0.1229
May	0.1228	0.0475	0.1190
June	0.1218	0.1155	0.1189
July	0.1263	0.1223	0.1243
August	0.1243	0.1131	0.1163
September	0.1209	0.1165	0.1195
October	0.1210	0.1167	0.1188
November	0.1215	0.1160	0.1196
December	0.1252	0.1192	0.1222