2022 NAD to BAM Historical Review

YEARLY HIGH

0.1245 BAM

YEARLY LOW

0.1043 BAM

YEARLY AVERAGE

0.1142 BAM

2022 NAD to BAM Performance & Market Timing Review

Analysis of key historical highlights and timing insights for 2022

During 2022, the NAD to BAM exchange rate experienced significant fluctuation. The market reached its absolute peak on April 27, valuing the pair at 0.1245. Conversely, the yearly low was recorded on December 19, dropping to 0.1043.

This high-to-low spread represents a total annual volatility of 0.0202 BAM. From a start-to-finish perspective, comparing the January average rate of 0.1115 to the December average rate of 0.1072, the exchange rate registered a net change of -3.86% (reflecting a weakening trend).

Looking at year-over-year peak valuations, the 2022 high of 0.1245 was up 4.15% compared to the 2021 peak of 0.1195, indicating shifts in long-term support levels.

Transfer Payout Power Comparison

Comparing the value generated converting 5,000 NAD based on timing:

Yearly Peak High 622 BAM

2021 Average 560 BAM

Yearly Trough Low 522 BAM

Transaction Impact: A difference of 100.84 BAM purely based on transaction execution date.

Trend Visualization

Monthly average fluctuations over the course of 2022.

0.1220

0.1058

JanuMarcMayJulySeptNove

NAD to BAM Seasonal Trends & Volatility Analysis

A structured review of seasonal halves, trading extremes, consecutive streaks, and historical baselines.

Seasonal Halves (H1 vs H2)

Seasonal

The average exchange rate in the first half of the year (H1: Jan–Jun) was 0.1161, compared to 0.1123 in the second half (H2: Jul–Dec). This shows that the rate was stronger in the first half (Jan–Jun) by a margin of 0.0038 points.

H1 Avg (Jan–Jun) 0.1161

H2 Avg (Jul–Dec) 0.1123

Volatility Range Comparison

Volatility

The most volatile month in 2022 was March, with a trading range of 0.0113 BAM (High: 0.1224 / Low: 0.1111). On the other end, May was the most stable month, with a tight range of 0.0031 BAM (High: 0.1177 / Low: 0.1146).

March Spread (Volatile) ±0.0113

May Spread (Stable) ±0.0031

Growth Streaks & Declines

Trends

Between January and April, the exchange rate recorded its longest consecutive growth streak of the year, climbing for 3 straight months. Conversely, the sharpest month-over-month decline occurred between April and May, when the average rate fell by 0.0045 points.

Longest Streak 3 Mo.

Sharpest MoM Drop -0.0045

Same-Month Historical Baseline

YoY Baseline

Comparing the current year's strongest month average (April 2022: 0.1206) against the same month in 2021 (average: 0.1132), the exchange rate shifted by +0.0075 (+6.60%).

2022 Avg (April) 0.1206

2021 Avg (April) 0.1132

Monthly Breakdown

Statistical summary for each calendar month.

Month	High	Low	Average
January	0.1145	0.1083	0.1115
February	0.1149	0.1100	0.1131
March	0.1224	0.1111	0.1183
April	0.1245	0.1156	0.1206
May	0.1177	0.1146	0.1161
June	0.1199	0.1156	0.1173
July	0.1229	0.1130	0.1193
August	0.1178	0.1138	0.1156
September	0.1151	0.1103	0.1124
October	0.1120	0.1073	0.1101
November	0.1119	0.1077	0.1095
December	0.1104	0.1043	0.1072