2012 NAD to BGN Historical Review

YEARLY HIGH

0.1982 BGN

YEARLY LOW

0.1694 BGN

YEARLY AVERAGE

0.1859 BGN

2012 NAD to BGN Performance & Market Timing Review

Analysis of key historical highlights and timing insights for 2012

During 2012, the NAD to BGN exchange rate experienced significant fluctuation. The market reached its absolute peak on March 13, valuing the pair at 0.1982. Conversely, the yearly low was recorded on December 4, dropping to 0.1694.

This high-to-low spread represents a total annual volatility of 0.0288 BGN. From a start-to-finish perspective, comparing the January average rate of 0.1894 to the December average rate of 0.1729, the exchange rate registered a net change of -8.71% (reflecting a weakening trend).

Looking at year-over-year peak valuations, the 2012 high of 0.1982 was down 10.77% compared to the 2011 peak of 0.2221, indicating shifts in long-term support levels.

Transfer Payout Power Comparison

Comparing the value generated converting 5,000 NAD based on timing:

Yearly Peak High 991 BGN

2011 Average 973 BGN

Yearly Trough Low 847 BGN

Transaction Impact: A difference of 143.92 BGN purely based on transaction execution date.

Trend Visualization

Monthly average fluctuations over the course of 2012.

0.1974

0.1706

JanuMarcMayJulySeptNove

NAD to BGN Seasonal Trends & Volatility Analysis

A structured review of seasonal halves, trading extremes, consecutive streaks, and historical baselines.

Seasonal Halves (H1 vs H2)

Seasonal

The average exchange rate in the first half of the year (H1: Jan–Jun) was 0.1903, compared to 0.1814 in the second half (H2: Jul–Dec). This shows that the rate was stronger in the first half (Jan–Jun) by a margin of 0.0089 points.

H1 Avg (Jan–Jun) 0.1903

H2 Avg (Jul–Dec) 0.1814

Volatility Range Comparison

Volatility

The most volatile month in 2012 was August, with a trading range of 0.0128 BGN (High: 0.1969 / Low: 0.1840). On the other end, June was the most stable month, with a tight range of 0.0051 BGN (High: 0.1899 / Low: 0.1849).

August Spread (Volatile) ±0.0128

June Spread (Stable) ±0.0051

Growth Streaks & Declines

Trends

Between January and March, the exchange rate recorded its longest consecutive growth streak of the year, climbing for 2 straight months. Conversely, the sharpest month-over-month decline occurred between September and October, when the average rate fell by 0.0095 points.

Longest Streak 2 Mo.

Sharpest MoM Drop -0.0095

Same-Month Historical Baseline

YoY Baseline

Comparing the current year's strongest month average (March 2012: 0.1952) against the same month in 2011 (average: 0.2020), the exchange rate shifted by -0.0069 (-3.40%).

2012 Avg (March) 0.1952

2011 Avg (March) 0.2020

Monthly Breakdown

Statistical summary for each calendar month.

Month	High	Low	Average
January	0.1919	0.1858	0.1894
February	0.1979	0.1908	0.1933
March	0.1982	0.1914	0.1952
April	0.1927	0.1865	0.1901
May	0.1929	0.1838	0.1875
June	0.1899	0.1849	0.1864
July	0.1957	0.1893	0.1930
August	0.1969	0.1840	0.1910
September	0.1878	0.1807	0.1839
October	0.1825	0.1708	0.1743
November	0.1770	0.1699	0.1734
December	0.1754	0.1694	0.1729