2016 NAD to BGN Historical Review

YEARLY HIGH

0.1360 BGN

YEARLY LOW

0.1066 BGN

YEARLY AVERAGE

0.1206 BGN

2016 NAD to BGN Performance & Market Timing Review

Analysis of key historical highlights and timing insights for 2016

During 2016, the NAD to BGN exchange rate experienced significant fluctuation. The market reached its absolute peak on December 29, valuing the pair at 0.1360. Conversely, the yearly low was recorded on January 18, dropping to 0.1066.

This high-to-low spread represents a total annual volatility of 0.0293 BGN. From a start-to-finish perspective, comparing the January average rate of 0.1107 to the December average rate of 0.1338, the exchange rate registered a net change of 20.91% (reflecting a strengthening trend).

Looking at year-over-year peak valuations, the 2016 high of 0.1360 was down 11.60% compared to the 2015 peak of 0.1538, indicating shifts in long-term support levels.

Transfer Payout Power Comparison

Comparing the value generated converting 5,000 NAD based on timing:

Yearly Peak High 680 BGN

2015 Average 694 BGN

Yearly Trough Low 533 BGN

Transaction Impact: A difference of 146.73 BGN purely based on transaction execution date.

Trend Visualization

Monthly average fluctuations over the course of 2016.

0.1362

0.1084

JanuMarcMayJulySeptNove

NAD to BGN Seasonal Trends & Volatility Analysis

A structured review of seasonal halves, trading extremes, consecutive streaks, and historical baselines.

Seasonal Halves (H1 vs H2)

Seasonal

The average exchange rate in the first half of the year (H1: Jan–Jun) was 0.1139, compared to 0.1274 in the second half (H2: Jul–Dec). This shows that the rate was stronger in the second half (Jul–Dec) by a margin of 0.0135 points.

H1 Avg (Jan–Jun) 0.1139

H2 Avg (Jul–Dec) 0.1274

Volatility Range Comparison

Volatility

The most volatile month in 2016 was August, with a trading range of 0.0112 BGN (High: 0.1314 / Low: 0.1201). On the other end, December was the most stable month, with a tight range of 0.0051 BGN (High: 0.1360 / Low: 0.1308).

August Spread (Volatile) ±0.0112

December Spread (Stable) ±0.0051

Growth Streaks & Declines

Trends

Between January and April, the exchange rate recorded its longest consecutive growth streak of the year, climbing for 3 straight months. Conversely, the sharpest month-over-month decline occurred between April and May, when the average rate fell by 0.0049 points.

Longest Streak 3 Mo.

Sharpest MoM Drop -0.0049

Same-Month Historical Baseline

YoY Baseline

Comparing the current year's strongest month average (December 2016: 0.1338) against the same month in 2015 (average: 0.1194), the exchange rate shifted by +0.0145 (+12.12%).

2016 Avg (December) 0.1338

2015 Avg (December) 0.1194

Monthly Breakdown

Statistical summary for each calendar month.

Month	High	Low	Average
January	0.1162	0.1066	0.1107
February	0.1163	0.1081	0.1116
March	0.1164	0.1111	0.1143
April	0.1214	0.1129	0.1181
May	0.1204	0.1108	0.1132
June	0.1192	0.1119	0.1154
July	0.1256	0.1194	0.1228
August	0.1314	0.1201	0.1269
September	0.1287	0.1198	0.1241
October	0.1315	0.1240	0.1272
November	0.1330	0.1258	0.1296
December	0.1360	0.1308	0.1338