2022 NAD to BGN Historical Review

YEARLY HIGH

0.1251 BGN

YEARLY LOW

0.1043 BGN

YEARLY AVERAGE

0.1143 BGN

2022 NAD to BGN Performance & Market Timing Review

Analysis of key historical highlights and timing insights for 2022

During 2022, the NAD to BGN exchange rate experienced significant fluctuation. The market reached its absolute peak on April 27, valuing the pair at 0.1251. Conversely, the yearly low was recorded on December 19, dropping to 0.1043.

This high-to-low spread represents a total annual volatility of 0.0208 BGN. From a start-to-finish perspective, comparing the January average rate of 0.1115 to the December average rate of 0.1072, the exchange rate registered a net change of -3.84% (reflecting a weakening trend).

Looking at year-over-year peak valuations, the 2022 high of 0.1251 was up 4.05% compared to the 2021 peak of 0.1202, indicating shifts in long-term support levels.

Transfer Payout Power Comparison

Comparing the value generated converting 5,000 NAD based on timing:

Yearly Peak High 625 BGN

2021 Average 560 BGN

Yearly Trough Low 521 BGN

Transaction Impact: A difference of 103.98 BGN purely based on transaction execution date.

Trend Visualization

Monthly average fluctuations over the course of 2022.

0.1221

0.1058

JanuMarcMayJulySeptNove

NAD to BGN Seasonal Trends & Volatility Analysis

A structured review of seasonal halves, trading extremes, consecutive streaks, and historical baselines.

Seasonal Halves (H1 vs H2)

Seasonal

The average exchange rate in the first half of the year (H1: Jan–Jun) was 0.1162, compared to 0.1123 in the second half (H2: Jul–Dec). This shows that the rate was stronger in the first half (Jan–Jun) by a margin of 0.0039 points.

H1 Avg (Jan–Jun) 0.1162

H2 Avg (Jul–Dec) 0.1123

Volatility Range Comparison

Volatility

The most volatile month in 2022 was March, with a trading range of 0.0115 BGN (High: 0.1224 / Low: 0.1109). On the other end, August was the most stable month, with a tight range of 0.0034 BGN (High: 0.1178 / Low: 0.1144).

March Spread (Volatile) ±0.0115

August Spread (Stable) ±0.0034

Growth Streaks & Declines

Trends

Between January and April, the exchange rate recorded its longest consecutive growth streak of the year, climbing for 3 straight months. Conversely, the sharpest month-over-month decline occurred between April and May, when the average rate fell by 0.0045 points.

Longest Streak 3 Mo.

Sharpest MoM Drop -0.0045

Same-Month Historical Baseline

YoY Baseline

Comparing the current year's strongest month average (April 2022: 0.1207) against the same month in 2021 (average: 0.1130), the exchange rate shifted by +0.0077 (+6.83%).

2022 Avg (April) 0.1207

2021 Avg (April) 0.1130

Monthly Breakdown

Statistical summary for each calendar month.

Month	High	Low	Average
January	0.1145	0.1078	0.1115
February	0.1154	0.1101	0.1132
March	0.1224	0.1109	0.1184
April	0.1251	0.1157	0.1207
May	0.1177	0.1143	0.1162
June	0.1207	0.1153	0.1173
July	0.1225	0.1126	0.1194
August	0.1178	0.1144	0.1157
September	0.1160	0.1104	0.1125
October	0.1120	0.1064	0.1099
November	0.1114	0.1077	0.1093
December	0.1097	0.1043	0.1072