YEARLY HIGH
4.0902 GMD
YEARLY LOW
3.3587 GMD
YEARLY AVERAGE
3.7931 GMD

2012 NAD to GMD Performance & Market Timing Review

Analysis of key historical highlights and timing insights for 2012

During 2012, the NAD to GMD exchange rate experienced significant fluctuation. The market reached its absolute peak on March 2, valuing the pair at 4.0902. Conversely, the yearly low was recorded on November 15, dropping to 3.3587.

This high-to-low spread represents a total annual volatility of 0.7315 GMD. From a start-to-finish perspective, comparing the January average rate of 3.7009 to the December average rate of 3.5988, the exchange rate registered a net change of -2.76% (reflecting a weakening trend).

Looking at year-over-year peak valuations, the 2012 high of 4.0902 was down 4.08% compared to the 2011 peak of 4.2641, indicating shifts in long-term support levels.

Transfer Payout Power Comparison

Comparing the value generated converting 5,000 NAD based on timing:

Yearly Peak High 20,451 GMD
2011 Average 19,492 GMD
Yearly Trough Low 16,793 GMD
Transaction Impact: A difference of 3,657.36 GMD purely based on transaction execution date.

Trend Visualization

Monthly average fluctuations over the course of 2012.

4.0649
3.4692
JanuMarcMayJulySeptNove

NAD to GMD Seasonal Trends & Volatility Analysis

A structured review of seasonal halves, trading extremes, consecutive streaks, and historical baselines.

Seasonal Halves (H1 vs H2)

Seasonal

The average exchange rate in the first half of the year (H1: Jan–Jun) was 3.8122, compared to 3.7741 in the second half (H2: Jul–Dec). This shows that the rate was stronger in the first half (Jan–Jun) by a margin of 0.0381 points.

H1 Avg (Jan–Jun) 3.8122
H2 Avg (Jul–Dec) 3.7741

Volatility Range Comparison

Volatility

The most volatile month in 2012 was November, with a trading range of 0.5687 GMD (High: 3.9274 / Low: 3.3587). On the other end, September was the most stable month, with a tight range of 0.1464 GMD (High: 4.0730 / Low: 3.9266).

November Spread (Volatile) ±0.5687
September Spread (Stable) ±0.1464

Growth Streaks & Declines

Trends

Between June and September, the exchange rate recorded its longest consecutive growth streak of the year, climbing for 3 straight months. Conversely, the sharpest month-over-month decline occurred between October and November, when the average rate fell by 0.3533 points.

Longest Streak 3 Mo.
Sharpest MoM Drop -0.3533

Same-Month Historical Baseline

YoY Baseline

Comparing the current year's strongest month average (March 2012: 4.0152) against the same month in 2011 (average: 3.9970), the exchange rate shifted by +0.0182 (+0.46%).

2012 Avg (March) 4.0152
2011 Avg (March) 3.9970

Monthly Breakdown

Statistical summary for each calendar month.

Month High Low Average
January 3.8748 3.5434 3.7009
February 4.0824 3.8727 3.9624
March 4.0902 3.8962 4.0152
April 3.9341 3.6959 3.7834
May 3.9170 3.6061 3.7283
June 3.8346 3.5454 3.6830
July 3.8867 3.7072 3.8124
August 3.9876 3.7938 3.8503
September 4.0730 3.9266 3.9921
October 3.9576 3.7309 3.8721
November 3.9274 3.3587 3.5189
December 3.8486 3.4240 3.5988