2016 NAD to GMD Historical Review

YEARLY HIGH

3.2129 GMD

YEARLY LOW

2.3528 GMD

YEARLY AVERAGE

2.8685 GMD

2016 NAD to GMD Performance & Market Timing Review

Analysis of key historical highlights and timing insights for 2016

During 2016, the NAD to GMD exchange rate experienced significant fluctuation. The market reached its absolute peak on August 15, valuing the pair at 3.2129. Conversely, the yearly low was recorded on January 17, dropping to 2.3528.

This high-to-low spread represents a total annual volatility of 0.8601 GMD. From a start-to-finish perspective, comparing the January average rate of 2.4289 to the December average rate of 3.0871, the exchange rate registered a net change of 27.10% (reflecting a strengthening trend).

Looking at year-over-year peak valuations, the 2016 high of 3.2129 was down 16.22% compared to the 2015 peak of 3.8349, indicating shifts in long-term support levels.

Transfer Payout Power Comparison

Comparing the value generated converting 5,000 NAD based on timing:

Yearly Peak High 16,065 GMD

2015 Average 16,278 GMD

Yearly Trough Low 11,764 GMD

Transaction Impact: A difference of 4,300.68 GMD purely based on transaction execution date.

Trend Visualization

Monthly average fluctuations over the course of 2016.

3.1692

2.3616

JanuMarcMayJulySeptNove

NAD to GMD Seasonal Trends & Volatility Analysis

A structured review of seasonal halves, trading extremes, consecutive streaks, and historical baselines.

Seasonal Halves (H1 vs H2)

Seasonal

The average exchange rate in the first half of the year (H1: Jan–Jun) was 2.6867, compared to 3.0504 in the second half (H2: Jul–Dec). This shows that the rate was stronger in the second half (Jul–Dec) by a margin of 0.3637 points.

H1 Avg (Jan–Jun) 2.6867

H2 Avg (Jul–Dec) 3.0504

Volatility Range Comparison

Volatility

The most volatile month in 2016 was March, with a trading range of 0.3932 GMD (High: 2.8868 / Low: 2.4936). On the other end, December was the most stable month, with a tight range of 0.1332 GMD (High: 3.1600 / Low: 3.0268).

March Spread (Volatile) ±0.3932

December Spread (Stable) ±0.1332

Growth Streaks & Declines

Trends

Between January and April, the exchange rate recorded its longest consecutive growth streak of the year, climbing for 3 straight months. Conversely, the sharpest month-over-month decline occurred between April and May, when the average rate fell by 0.1244 points.

Longest Streak 3 Mo.

Sharpest MoM Drop -0.1244

Same-Month Historical Baseline

YoY Baseline

Comparing the current year's strongest month average (August 2016: 3.1019) against the same month in 2015 (average: 3.0830), the exchange rate shifted by +0.0189 (+0.61%).

2016 Avg (August) 3.1019

2015 Avg (August) 3.0830

Monthly Breakdown

Statistical summary for each calendar month.

Month	High	Low	Average
January	2.5498	2.3528	2.4289
February	2.5845	2.4475	2.4994
March	2.8868	2.4936	2.6440
April	2.9961	2.8009	2.9203
May	3.0018	2.7055	2.7959
June	2.9719	2.7284	2.8318
July	3.0512	2.8777	2.9659
August	3.2129	2.9183	3.1019
September	3.1474	2.9160	3.0297
October	3.1505	2.9803	3.0628
November	3.1978	2.9511	3.0549
December	3.1600	3.0268	3.0871