YEARLY HIGH
3.9872 GMD
YEARLY LOW
3.1576 GMD
YEARLY AVERAGE
3.5191 GMD

2013 NAD to GMD Performance & Market Timing Review

Analysis of key historical highlights and timing insights for 2013

During 2013, the NAD to GMD exchange rate experienced significant fluctuation. The market reached its absolute peak on January 3, valuing the pair at 3.9872. Conversely, the yearly low was recorded on August 29, dropping to 3.1576.

This high-to-low spread represents a total annual volatility of 0.8296 GMD. From a start-to-finish perspective, comparing the January average rate of 3.8141 to the December average rate of 3.6580, the exchange rate registered a net change of -4.09% (reflecting a weakening trend).

Looking at year-over-year peak valuations, the 2013 high of 3.9872 was down 2.52% compared to the 2012 peak of 4.0902, indicating shifts in long-term support levels.

Transfer Payout Power Comparison

Comparing the value generated converting 5,000 NAD based on timing:

Yearly Peak High 19,936 GMD
2012 Average 18,964 GMD
Yearly Trough Low 15,788 GMD
Transaction Impact: A difference of 4,148.21 GMD purely based on transaction execution date.

Trend Visualization

Monthly average fluctuations over the course of 2013.

3.8687
3.2142
JanuMarcMayJulySeptNove

NAD to GMD Seasonal Trends & Volatility Analysis

A structured review of seasonal halves, trading extremes, consecutive streaks, and historical baselines.

Seasonal Halves (H1 vs H2)

Seasonal

The average exchange rate in the first half of the year (H1: Jan–Jun) was 3.6709, compared to 3.3673 in the second half (H2: Jul–Dec). This shows that the rate was stronger in the first half (Jan–Jun) by a margin of 0.3036 points.

H1 Avg (Jan–Jun) 3.6709
H2 Avg (Jul–Dec) 3.3673

Volatility Range Comparison

Volatility

The most volatile month in 2013 was November, with a trading range of 0.6198 GMD (High: 3.7783 / Low: 3.1585). On the other end, October was the most stable month, with a tight range of 0.0840 GMD (High: 3.3339 / Low: 3.2499).

November Spread (Volatile) ±0.6198
October Spread (Stable) ±0.0840

Growth Streaks & Declines

Trends

Between August and December, the exchange rate recorded its longest consecutive growth streak of the year, climbing for 4 straight months. Conversely, the sharpest month-over-month decline occurred between June and July, when the average rate fell by 0.2867 points.

Longest Streak 4 Mo.
Sharpest MoM Drop -0.2867

Same-Month Historical Baseline

YoY Baseline

Comparing the current year's strongest month average (January 2013: 3.8141) against the same month in 2012 (average: 3.7009), the exchange rate shifted by +0.1133 (+3.06%).

2013 Avg (January) 3.8141
2012 Avg (January) 3.7009

Monthly Breakdown

Statistical summary for each calendar month.

Month High Low Average
January 3.9872 3.6939 3.8141
February 3.8073 3.7161 3.7531
March 3.6886 3.5554 3.6244
April 3.7115 3.5827 3.6374
May 3.7292 3.3970 3.5919
June 3.6970 3.3522 3.6044
July 3.6079 3.2158 3.3177
August 3.4555 3.1576 3.2687
September 3.3694 3.1718 3.2688
October 3.3339 3.2499 3.3007
November 3.7783 3.1585 3.3900
December 3.6960 3.6107 3.6580