2011 NAD to HRK Historical Review

YEARLY HIGH

0.8395 HRK

YEARLY LOW

0.6578 HRK

YEARLY AVERAGE

0.7397 HRK

2011 NAD to HRK Performance & Market Timing Review

Analysis of key historical highlights and timing insights for 2011

During 2011, the NAD to HRK exchange rate experienced significant fluctuation. The market reached its absolute peak on January 10, valuing the pair at 0.8395. Conversely, the yearly low was recorded on November 23, dropping to 0.6578.

This high-to-low spread represents a total annual volatility of 0.1817 HRK. From a start-to-finish perspective, comparing the January average rate of 0.8001 to the December average rate of 0.6968, the exchange rate registered a net change of -12.91% (reflecting a weakening trend).

Looking at year-over-year peak valuations, the 2011 high of 0.8395 was down 0.59% compared to the 2010 peak of 0.8445, indicating shifts in long-term support levels.

Transfer Payout Power Comparison

Comparing the value generated converting 5,000 NAD based on timing:

Yearly Peak High 4,197 HRK

2010 Average 3,767 HRK

Yearly Trough Low 3,289 HRK

Transaction Impact: A difference of 908.53 HRK purely based on transaction execution date.

Trend Visualization

Monthly average fluctuations over the course of 2011.

0.8123

0.6655

JanuMarcMayJulySeptNove

NAD to HRK Seasonal Trends & Volatility Analysis

A structured review of seasonal halves, trading extremes, consecutive streaks, and historical baselines.

Seasonal Halves (H1 vs H2)

Seasonal

The average exchange rate in the first half of the year (H1: Jan–Jun) was 0.7643, compared to 0.7151 in the second half (H2: Jul–Dec). This shows that the rate was stronger in the first half (Jan–Jun) by a margin of 0.0492 points.

H1 Avg (Jan–Jun) 0.7643

H2 Avg (Jul–Dec) 0.7151

Volatility Range Comparison

Volatility

The most volatile month in 2011 was January, with a trading range of 0.0845 HRK (High: 0.8395 / Low: 0.7550). On the other end, June was the most stable month, with a tight range of 0.0172 HRK (High: 0.7644 / Low: 0.7472).

January Spread (Volatile) ±0.0845

June Spread (Stable) ±0.0172

Growth Streaks & Declines

Trends

Between May and July, the exchange rate recorded its longest consecutive growth streak of the year, climbing for 2 straight months. Conversely, the sharpest month-over-month decline occurred between September and October, when the average rate fell by 0.0458 points.

Longest Streak 2 Mo.

Sharpest MoM Drop -0.0458

Same-Month Historical Baseline

YoY Baseline

Comparing the current year's strongest month average (January 2011: 0.8001) against the same month in 2010 (average: 0.6864), the exchange rate shifted by +0.1136 (+16.55%).

2011 Avg (January) 0.8001

2010 Avg (January) 0.6864

Monthly Breakdown

Statistical summary for each calendar month.

Month	High	Low	Average
January	0.8395	0.7550	0.8001
February	0.7714	0.7470	0.7555
March	0.7772	0.7412	0.7631
April	0.7739	0.7426	0.7568
May	0.7615	0.7410	0.7521
June	0.7644	0.7472	0.7579
July	0.7796	0.7552	0.7665
August	0.7796	0.7159	0.7350
September	0.7517	0.6922	0.7301
October	0.7162	0.6626	0.6843
November	0.6906	0.6578	0.6777
December	0.7210	0.6827	0.6968