2015 NAD to HRK Historical Review

YEARLY HIGH

0.6032 HRK

YEARLY LOW

0.4376 HRK

YEARLY AVERAGE

0.5406 HRK

2015 NAD to HRK Performance & Market Timing Review

Analysis of key historical highlights and timing insights for 2015

During 2015, the NAD to HRK exchange rate experienced significant fluctuation. The market reached its absolute peak on January 25, valuing the pair at 0.6032. Conversely, the yearly low was recorded on December 11, dropping to 0.4376.

This high-to-low spread represents a total annual volatility of 0.1656 HRK. From a start-to-finish perspective, comparing the January average rate of 0.5718 to the December average rate of 0.4662, the exchange rate registered a net change of -18.48% (reflecting a weakening trend).

Looking at year-over-year peak valuations, the 2015 high of 0.6032 was up 6.64% compared to the 2014 peak of 0.5657, indicating shifts in long-term support levels.

Transfer Payout Power Comparison

Comparing the value generated converting 5,000 NAD based on timing:

Yearly Peak High 3,016 HRK

2014 Average 2,652 HRK

Yearly Trough Low 2,188 HRK

Transaction Impact: A difference of 827.95 HRK purely based on transaction execution date.

Trend Visualization

Monthly average fluctuations over the course of 2015.

0.5979

0.4542

JanuMarcMayJulySeptNove

NAD to HRK Seasonal Trends & Volatility Analysis

A structured review of seasonal halves, trading extremes, consecutive streaks, and historical baselines.

Seasonal Halves (H1 vs H2)

Seasonal

The average exchange rate in the first half of the year (H1: Jan–Jun) was 0.5736, compared to 0.5075 in the second half (H2: Jul–Dec). This shows that the rate was stronger in the first half (Jan–Jun) by a margin of 0.0661 points.

H1 Avg (Jan–Jun) 0.5736

H2 Avg (Jul–Dec) 0.5075

Volatility Range Comparison

Volatility

The most volatile month in 2015 was December, with a trading range of 0.0632 HRK (High: 0.5008 / Low: 0.4376). On the other end, March was the most stable month, with a tight range of 0.0128 HRK (High: 0.5910 / Low: 0.5782).

December Spread (Volatile) ±0.0632

March Spread (Stable) ±0.0128

Growth Streaks & Declines

Trends

No sustained consecutive month-over-month growth streak of 2+ months occurred in 2015. Conversely, the sharpest month-over-month decline occurred between November and December, when the average rate fell by 0.0344 points.

Longest Streak 1 Mo.

Sharpest MoM Drop -0.0344

Same-Month Historical Baseline

YoY Baseline

Comparing the current year's strongest month average (January 2015: 0.5718) against the same month in 2014 (average: 0.5162), the exchange rate shifted by +0.0556 (+10.78%).

2015 Avg (January) 0.5718

2014 Avg (January) 0.5162

Monthly Breakdown

Statistical summary for each calendar month.

Month	High	Low	Average
January	0.6032	0.5457	0.5718
February	0.5948	0.5781	0.5857
March	0.5910	0.5782	0.5842
April	0.5959	0.5700	0.5859
May	0.5770	0.5582	0.5658
June	0.5654	0.5368	0.5481
July	0.5670	0.5431	0.5537
August	0.5460	0.4967	0.5267
September	0.5069	0.4842	0.4947
October	0.5138	0.4905	0.5032
November	0.5121	0.4922	0.5006
December	0.5008	0.4376	0.4662