2018 NAD to HRK Historical Review

YEARLY HIGH

0.5236 HRK

YEARLY LOW

0.4218 HRK

YEARLY AVERAGE

0.4774 HRK

2018 NAD to HRK Performance & Market Timing Review

Analysis of key historical highlights and timing insights for 2018

During 2018, the NAD to HRK exchange rate experienced significant fluctuation. The market reached its absolute peak on February 26, valuing the pair at 0.5236. Conversely, the yearly low was recorded on September 5, dropping to 0.4218.

This high-to-low spread represents a total annual volatility of 0.1018 HRK. From a start-to-finish perspective, comparing the January average rate of 0.5001 to the December average rate of 0.4573, the exchange rate registered a net change of -8.56% (reflecting a weakening trend).

Looking at year-over-year peak valuations, the 2018 high of 0.5236 was down 5.21% compared to the 2017 peak of 0.5524, indicating shifts in long-term support levels.

Transfer Payout Power Comparison

Comparing the value generated converting 5,000 NAD based on timing:

Yearly Peak High 2,618 HRK

2017 Average 2,488 HRK

Yearly Trough Low 2,109 HRK

Transaction Impact: A difference of 509.00 HRK purely based on transaction execution date.

Trend Visualization

Monthly average fluctuations over the course of 2018.

0.5166

0.4292

JanuMarcMayJulySeptNove

NAD to HRK Seasonal Trends & Volatility Analysis

A structured review of seasonal halves, trading extremes, consecutive streaks, and historical baselines.

Seasonal Halves (H1 vs H2)

Seasonal

The average exchange rate in the first half of the year (H1: Jan–Jun) was 0.4993, compared to 0.4555 in the second half (H2: Jul–Dec). This shows that the rate was stronger in the first half (Jan–Jun) by a margin of 0.0438 points.

H1 Avg (Jan–Jun) 0.4993

H2 Avg (Jul–Dec) 0.4555

Volatility Range Comparison

Volatility

The most volatile month in 2018 was June, with a trading range of 0.0440 HRK (High: 0.5016 / Low: 0.4575). On the other end, March was the most stable month, with a tight range of 0.0152 HRK (High: 0.5155 / Low: 0.5003).

June Spread (Volatile) ±0.0440

March Spread (Stable) ±0.0152

Growth Streaks & Declines

Trends

Between September and November, the exchange rate recorded its longest consecutive growth streak of the year, climbing for 2 straight months. Conversely, the sharpest month-over-month decline occurred between August and September, when the average rate fell by 0.0233 points.

Longest Streak 2 Mo.

Sharpest MoM Drop -0.0233

Same-Month Historical Baseline

YoY Baseline

Comparing the current year's strongest month average (February 2018: 0.5093) against the same month in 2017 (average: 0.5297), the exchange rate shifted by -0.0204 (-3.85%).

2018 Avg (February) 0.5093

2017 Avg (February) 0.5297

Monthly Breakdown

Statistical summary for each calendar month.

Month	High	Low	Average
January	0.5080	0.4922	0.5001
February	0.5236	0.4929	0.5093
March	0.5155	0.5003	0.5088
April	0.5114	0.4902	0.4996
May	0.5112	0.4901	0.4997
June	0.5016	0.4575	0.4782
July	0.4833	0.4580	0.4702
August	0.4835	0.4403	0.4598
September	0.4524	0.4218	0.4365
October	0.4574	0.4336	0.4455
November	0.4756	0.4506	0.4636
December	0.4774	0.4462	0.4573