2015 NAD to MGA Historical Review

YEARLY HIGH

270.0314 MGA

YEARLY LOW

200.5234 MGA

YEARLY AVERAGE

243.7149 MGA

2015 NAD to MGA Performance & Market Timing Review

Analysis of key historical highlights and timing insights for 2015

During 2015, the NAD to MGA exchange rate experienced significant fluctuation. The market reached its absolute peak on July 21, valuing the pair at 270.0314. Conversely, the yearly low was recorded on December 11, dropping to 200.5234.

This high-to-low spread represents a total annual volatility of 69.5080 MGA. From a start-to-finish perspective, comparing the January average rate of 230.3507 to the December average rate of 213.3728, the exchange rate registered a net change of -7.37% (reflecting a weakening trend).

Looking at year-over-year peak valuations, the 2015 high of 270.0314 was up 8.25% compared to the 2014 peak of 249.4568, indicating shifts in long-term support levels.

Transfer Payout Power Comparison

Comparing the value generated converting 5,000 NAD based on timing:

Yearly Peak High 1,350,157 MGA

2014 Average 1,139,613 MGA

Yearly Trough Low 1,002,617 MGA

Transaction Impact: A difference of 347,540.25 MGA purely based on transaction execution date.

Trend Visualization

Monthly average fluctuations over the course of 2015.

268.8670

208.3279

JanuMarcMayJulySeptNove

NAD to MGA Seasonal Trends & Volatility Analysis

A structured review of seasonal halves, trading extremes, consecutive streaks, and historical baselines.

Seasonal Halves (H1 vs H2)

Seasonal

The average exchange rate in the first half of the year (H1: Jan–Jun) was 249.0355, compared to 238.3942 in the second half (H2: Jul–Dec). This shows that the rate was stronger in the first half (Jan–Jun) by a margin of 10.6413 points.

H1 Avg (Jan–Jun) 249.0355

H2 Avg (Jul–Dec) 238.3942

Volatility Range Comparison

Volatility

The most volatile month in 2015 was December, with a trading range of 26.0467 MGA (High: 226.5700 / Low: 200.5234). On the other end, November was the most stable month, with a tight range of 11.0219 MGA (High: 237.0844 / Low: 226.0625).

December Spread (Volatile) ±26.0467

November Spread (Stable) ±11.0219

Growth Streaks & Declines

Trends

Between January and May, the exchange rate recorded its longest consecutive growth streak of the year, climbing for 4 straight months. Conversely, the sharpest month-over-month decline occurred between August and September, when the average rate fell by 24.6345 points.

Longest Streak 4 Mo.

Sharpest MoM Drop -24.6345

Same-Month Historical Baseline

YoY Baseline

Comparing the current year's strongest month average (July 2015: 263.8221) against the same month in 2014 (average: 230.4954), the exchange rate shifted by +33.3267 (+14.46%).

2015 Avg (July) 263.8221

2014 Avg (July) 230.4954

Monthly Breakdown

Statistical summary for each calendar month.

Month	High	Low	Average
January	243.0312	221.2983	230.3507
February	248.9599	236.9894	243.6463
March	253.7414	238.8812	245.8880
April	261.7063	250.5724	256.1296
May	267.5838	252.2444	259.7156
June	265.8418	245.1913	258.4829
July	270.0314	254.9736	263.8221
August	268.8947	248.0605	257.0041
September	246.0423	227.3414	232.3696
October	238.6594	222.2324	232.2979
November	237.0844	226.0625	231.4988
December	226.5700	200.5234	213.3728