2020 NAD to MGA Historical Review

YEARLY HIGH

267.3893 MGA

YEARLY LOW

198.1386 MGA

YEARLY AVERAGE

232.5401 MGA

2020 NAD to MGA Performance & Market Timing Review

Analysis of key historical highlights and timing insights for 2020

During 2020, the NAD to MGA exchange rate experienced significant fluctuation. The market reached its absolute peak on December 25, valuing the pair at 267.3893. Conversely, the yearly low was recorded on April 23, dropping to 198.1386.

This high-to-low spread represents a total annual volatility of 69.2507 MGA. From a start-to-finish perspective, comparing the January average rate of 256.4306 to the December average rate of 256.7557, the exchange rate registered a net change of 0.13% (reflecting a strengthening trend).

Looking at year-over-year peak valuations, the 2020 high of 267.3893 was up 0.72% compared to the 2019 peak of 265.4722, indicating shifts in long-term support levels.

Transfer Payout Power Comparison

Comparing the value generated converting 5,000 NAD based on timing:

Yearly Peak High 1,336,946 MGA

2019 Average 1,256,140 MGA

Yearly Trough Low 990,693 MGA

Transaction Impact: A difference of 346,253.50 MGA purely based on transaction execution date.

Trend Visualization

Monthly average fluctuations over the course of 2020.

262.0860

198.1223

JanuMarcMayJulySeptNove

NAD to MGA Seasonal Trends & Volatility Analysis

A structured review of seasonal halves, trading extremes, consecutive streaks, and historical baselines.

Seasonal Halves (H1 vs H2)

Seasonal

The average exchange rate in the first half of the year (H1: Jan–Jun) was 227.4697, compared to 237.6105 in the second half (H2: Jul–Dec). This shows that the rate was stronger in the second half (Jul–Dec) by a margin of 10.1407 points.

H1 Avg (Jan–Jun) 227.4697

H2 Avg (Jul–Dec) 237.6105

Volatility Range Comparison

Volatility

The most volatile month in 2020 was March, with a trading range of 32.7914 MGA (High: 241.7794 / Low: 208.9880). On the other end, July was the most stable month, with a tight range of 7.8619 MGA (High: 233.2429 / Low: 225.3810).

March Spread (Volatile) ±32.7914

July Spread (Stable) ±7.8619

Growth Streaks & Declines

Trends

Between August and December, the exchange rate recorded its longest consecutive growth streak of the year, climbing for 4 straight months. Conversely, the sharpest month-over-month decline occurred between February and March, when the average rate fell by 23.0457 points.

Longest Streak 4 Mo.

Sharpest MoM Drop -23.0457

Same-Month Historical Baseline

YoY Baseline

Comparing the current year's strongest month average (December 2020: 256.7557) against the same month in 2019 (average: 250.2396), the exchange rate shifted by +6.5162 (+2.60%).

2020 Avg (December) 256.7557

2019 Avg (December) 250.2396

Monthly Breakdown

Statistical summary for each calendar month.

Month	High	Low	Average
January	262.8816	245.2639	256.4306
February	250.6243	241.7794	247.4020
March	241.7794	208.9880	224.3564
April	210.8883	198.1386	203.4526
May	219.1876	202.7319	209.6286
June	229.8376	217.5393	223.5481
July	233.2429	225.3810	229.5809
August	229.5894	216.3960	221.2843
September	237.9077	220.9540	229.8554
October	244.4307	214.8368	235.8743
November	258.1169	241.5002	252.3122
December	267.3893	243.4555	256.7557