2025 NAD to MGA Historical Review

YEARLY HIGH

277.2875 MGA

YEARLY LOW

232.0131 MGA

YEARLY AVERAGE

253.5982 MGA

2025 NAD to MGA Performance & Market Timing Review

Analysis of key historical highlights and timing insights for 2025

During 2025, the NAD to MGA exchange rate experienced significant fluctuation. The market reached its absolute peak on December 31, valuing the pair at 277.2875. Conversely, the yearly low was recorded on April 14, dropping to 232.0131.

This high-to-low spread represents a total annual volatility of 45.2744 MGA. From a start-to-finish perspective, comparing the January average rate of 251.0680 to the December average rate of 268.2884, the exchange rate registered a net change of 6.86% (reflecting a strengthening trend).

Looking at year-over-year peak valuations, the 2025 high of 277.2875 was up 3.58% compared to the 2024 peak of 267.7163, indicating shifts in long-term support levels.

Transfer Payout Power Comparison

Comparing the value generated converting 5,000 NAD based on timing:

Yearly Peak High 1,386,438 MGA

2024 Average 1,238,777 MGA

Yearly Trough Low 1,160,066 MGA

Transaction Impact: A difference of 226,371.98 MGA purely based on transaction execution date.

Trend Visualization

Monthly average fluctuations over the course of 2025.

270.9602

238.8989

JanuMarcMayJulySeptNove

NAD to MGA Seasonal Trends & Volatility Analysis

A structured review of seasonal halves, trading extremes, consecutive streaks, and historical baselines.

Seasonal Halves (H1 vs H2)

Seasonal

The average exchange rate in the first half of the year (H1: Jan–Jun) was 250.1652, compared to 257.0312 in the second half (H2: Jul–Dec). This shows that the rate was stronger in the second half (Jul–Dec) by a margin of 6.8661 points.

H1 Avg (Jan–Jun) 250.1652

H2 Avg (Jul–Dec) 257.0312

Volatility Range Comparison

Volatility

The most volatile month in 2025 was April, with a trading range of 22.1778 MGA (High: 254.1909 / Low: 232.0131). On the other end, November was the most stable month, with a tight range of 5.8330 MGA (High: 264.8012 / Low: 258.9682).

April Spread (Volatile) ±22.1778

November Spread (Stable) ±5.8330

Growth Streaks & Declines

Trends

Between July and December, the exchange rate recorded its longest consecutive growth streak of the year, climbing for 5 straight months. Conversely, the sharpest month-over-month decline occurred between March and April, when the average rate fell by 14.5566 points.

Longest Streak 5 Mo.

Sharpest MoM Drop -14.5566

Same-Month Historical Baseline

YoY Baseline

Comparing the current year's strongest month average (December 2025: 268.2884) against the same month in 2024 (average: 257.9286), the exchange rate shifted by +10.3598 (+4.02%).

2025 Avg (December) 268.2884

2024 Avg (December) 257.9286

Monthly Breakdown

Statistical summary for each calendar month.

Month	High	Low	Average
January	254.8807	245.5980	251.0680
February	257.8270	248.7773	254.8705
March	258.4199	251.2701	256.1273
April	254.1909	232.0131	241.5707
May	255.8864	238.3016	246.5729
June	255.8864	246.2414	250.7817
July	255.8895	245.9745	249.5071
August	252.8727	244.7514	249.7037
September	258.6295	250.8286	254.5450
October	262.4565	255.0906	259.3139
November	264.8012	258.9682	260.8293
December	277.2875	261.6479	268.2884